Chapter 18: A Late "Good Start"
When the door opens in the afternoon, Ding Le will print out the vocabulary of the word directory and distribute it to the teller and the account manager, so that everyone can use it flexibly for different customers.
With the uninterrupted broadcast of propaganda trucks on the street, as well as word of mouth in grain and oil stores, supermarkets, and home appliance stores, after the doors opened in the afternoon, more and more customers came to apply for fixed deposits.
However, Ding Le also found that some of these customers converted the current deposits on the original account into fixed deposits, and Ding Le was also caught off guard by this kind of wool picking behavior, but considering the time deposit, he virtually locked the long-term deposit, so he had to acquiesce.
The most gratifying thing is that I found that some customers came to deposit after withdrawing money from the Agricultural Bank of China.
At three o'clock in the afternoon, someone finally rode the bicycle away, and the customer who received the award was a nearby villager, who heard the publicity by buying New Year's goods on the street in the morning, and came after going home for dinner at noon, taking a bank card.
After standing and explaining the propaganda to several customers in a row, Ding Le was a little unable to support it, and there was a faint pain in his abdomen, so he had to say something to Fei Yang and go upstairs to the office to rest.
When he went upstairs and saw that Zhang Maosheng and Zhu Guang were on the phone, Ding Le nodded, walked into the office and lay on the sofa.
Lying on the sofa listening to the two people talking outside, some words were hung up before the phone was finished, and the effect was really not ideal.
Ding Le thought that from the customer's point of view, the voice of the big man was definitely not pleasant, and from their own point of view, it was also one thing to be twisted and pinched.
On weekdays, when lending loans, customers are basically begging them to do things, and now they are suddenly turned upside down to ask customers, and it is difficult to let go for a while, especially when they meet acquaintances, they don't know how to open their mouths.
It seems that they have to find someone else to do this thing, and they still have to be liberated to do something more suitable for them.
Thinking that the head office will recruit interns every winter and summer vacation, these are college students, young and energetic, and malleable, it is a good choice to ask the head office for two female interns to make a special call.
So Ding Le picked up the phone and called Yu Jiankang, but no one answered, and came back after a few minutes.
"Ah Le, have you encountered something tricky with me?"
"Uncle Yu, don't say it, there is really something I want to trouble you, our branch wants two interns from the head office, can you see if you can meet it?"
Yu Jiankang was very surprised by Ding Le's request, and Ding Le told him about the marketing plan and existing difficulties of the Taiping Branch.
After listening to this, Yu Jiankang felt that Ding Le's plan was very creative and operational, and if the practice of the Taiping branch proved to be effective, then the whole bank could promote and apply it.
For the interns requested by Ding Le, he happily agreed, and also found two students who lived in Taiping Town, so as to save the students the trouble of running around every day.
In 2006, the inner ring viaduct in the urban area has been built, but no extension line has been built, and the radiation to the surrounding counties and towns has not been fully realized. The surrounding counties and towns enter the urban area, and it is okay to drive, but you need to reverse when you take the bus.
***
Yu Jiankang ended the call with Ding Le, sat at the desk and thought about it, it was still necessary to report this matter to Yang Zongpei.
He was promoted by Yang Zongpei's discernment, and Lekai was recommended to the leader by him at the beginning, and now the senior management says that President Yang is discerning, and Ding Leneng can achieve results again, proving that the leader's vision is unique.
Yu Jiankang knocked on the door and walked into Yang Zongpei's office,
"Lao Yu, you came just in time, I just came back from a visit to several outlets in the city, and this year's opening competition is a bit weak, which makes people worry!" Yang Zongpei said worriedly.
"Yang Xing, I also happen to have a message about the good start to report to you," Yu Jiankang hurriedly said.
"Ding Le from the Taiping Sub-branch called earlier, and he reported to me the latest marketing plan of the Taiping Sub-branch, and also applied to the head office to ask two interns to help develop the business. ”
"Ding Le, he made a whole move on the first day he went to report? Tell me specifically, this kid is really going to do something!"
Yu Jiankang drew a scoop of the gourd and reported the content of Ding Le's report to him in detail, and then reported to Yang Zongpei in detail. After listening to Yu Jiankang's introduction, Yang Zongpei probably had an evaluation of the marketing plan of the Taiping Branch.
"He's playing a side game, he copied the marketing routines of the banks in Guangdong and Hong Kong, let's observe for a while, this kid is quite active. ”
Ding Le didn't know that Yu Jiankang turned around and reported his marketing plan to President Yang. In his opinion, the supervision of the banking industry is now much more extensive than in 2016, for the sake of business development, as long as the CBRC does not explicitly prohibit it, you can do it, and you have to be the first to eat crabs. The homogeneous competition of banks is always fierce, and the innovation model you are proud of will be copied by your peers in the blink of an eye, and if you want to win, you can only win in speed.
***
Today, the branch released a deposit of 1 million yuan, and when the cash truck picked up the money and boxes, everyone breathed a sigh of relief, and everyone's face showed a kind of joy.
Ding Le asked everyone to stay, hold a meeting on the second floor, and summarize today's gains and losses.
After rolling the accounts, Zhang Linli called up today's business schedule from the computer, and the fixed deposit increased by 2 million yuan a day today, excluding the 800,000 yuan of the bank's current to fixed deposit, and added 1.2 million yuan of time deposit.
When Zhang Linli counted the final results, the conference room burst into cheers.
This is the largest increase in deposits in Taiping Sub-branch since the "good start" competition this year.
If we continue to follow this progress, we can grow steadily every day, and by the end of the first quarter, there will be no problem for the Taiping sub-branch to turn around!
While everyone was happy, Ding Le quickly reviewed the marketing activities of the whole day in his mind and commented on everyone's work.
"The use of the tellers in the afternoon is an improvement, tomorrow to the VIP window class tellers, tonight go back to see the dictionary again, tomorrow to strive for a more natural fluency. ”
"Fei Yang stood in the business hall all day today, and it played a role in diverting the customers who came to do business, which was very hard!"
"It is not easy for Zhang Maosheng and Zhu Guang to make phone calls, and they can still persist in calling no matter how many times they are rejected!"
"In the afternoon, I saw that there was a queue of customers who applied for fixed deposits at the counter, and I thought it should be taken seriously. ”
Ding Le said to Zhang Linli: "Do you consider adjusting another window to come out as support when you schedule shifts tomorrow?
"How to coordinate, before the opening tomorrow morning, Sister Li, you can arrange coordination, I won't say much here. ”
"Another reminder is that the deposit certificate must be non-exchangeable, otherwise when we encounter the kind of chicken thief customer, the front foot saves money in us, and then goes to the surrounding branches to withdraw it, and then to deposit money, and the cycle repeats, then we will lose a lot! ”
When Ding Le said this, the tellers would smile in their hearts, this kind of wool gathering method is too despicable, but they have to guard against it, and they would rather guard against gentlemen than villains.
"In addition, I have applied to the human resources department of the head office, and two interns will come over tomorrow, so you don't have to call again tomorrow. ”
When Zhang Maosheng heard this, he was very happy: "That relationship is good, I called today, and I was rejected many times, not to mention how uncomfortable it is, you still arrange for the two of us to do something else, do anything!"
"As long as you don't call!" Zhu Guang also added, full of drama, making everyone laugh.
"I have considered this matter, two people call full-time, with the list of customers in our branch, eliminate those who do not meet the requirements, and the rest is estimated to be completed within two weeks. ”
"You two go and get a few contact lists, one is the contact book of our town government, just like the kind of booklet that our bank publishes internally, and this one needs to be collected by the village-level organization below. ”
"Then there are the electricity, telecommunications, taxation and other systems, and after collecting these lists, they are handed over to the interns to call. ”
"You will find out the details of the large loan accounts in the branch, and then visit them one by one, not only to organize deposits, but also to conduct post-loan return visits, those customers who have not seen the return of funds during the New Year, you should also be cautious about loans in the coming year!"
Everyone agreed with Ding Le's arrangement, and finally Ding Le said: "Everyone is working hard at the end of the day, and our hard work has been rewarded, I hope everyone will make persistent efforts to get off to a good start and the competition will be over, and everyone will take turns to take vacations, go out to travel, and fund the unit." ”
After hearing what Ding Le said, everyone was boiling, which had never been done before......
***
After the meal, Ding Le walked around the courtyard twice as usual before going upstairs.
As soon as I arrived at the dormitory, I received a call from my uncle Ding Jianye, and the voice on the phone was a little trembling: "Ah Le, today Hudong is up and down again, and the market is like crazy." Ah Le, I used to use 10 times leverage, and a few friends who knew that I had opened a position now all regarded me as a monster! What do you say now, the more I rise, the more scared I become, and now I don't dare to look at the yield!"
Only then did Ding Le know that at the close of today's market, Hudong Heavy Machinery had already had 6 consecutive daily limits.
Uncle opened a position later than Ding Le, but he continued to buy at a low price for more than a month, and the comprehensive holding cost was not high. Under the leadership of Hudong Heavy Machinery, the whole market began to frenzy.
"It's simple, if you're really scared, remove the lever first!" Ding Le said with a smile.
"It's said that it's a once-in-a-lifetime bull market, I think you can be a little more greedy, don't miss the opportunity, and let yourself regret it later!"
Under Ding Le's bewitchment, Ding Jianye decided to wait and see.
After hanging up the phone, Ding Le also turned on the computer and clicked on his account, Ding Le looked at the account of more than 3 million, his heart beat faster, he could also experience the feeling that the uncle said on the phone, think about 300 yuan / share, the first high-priced stock in the two cities, what kind of scene would it be......