Chapter 92: Foundation!(7.5K, Subscription!Monthly Pass!)
"It's 20% when you open your mouth, is it because you're crazy?"
Li Chenghao smiled bitterly in disappointment: "Old Ma, I'm suddenly desperate..."
As he spoke, he turned his head to look at Ma Rui, only to see that Ma Rui had completely fallen into a stiffness!
In today's society, the standard for measuring a person is to equate the amount of money he has with the level of the person.
In other words, if you have money, you are right in everything, and even if you blow the cowhide that covers the sky, you will still have a large number of followers.
However, once you are a poor ghost, even if you learn five cars, know history wisely, know astronomy and geography, know seven Chinese languages and can play eight musical instruments, and even know that the word "fennel" of fennel beans is written in four ways, you are still a loser!
Don't be surprised, there are many people in this world who are not only full of knowledge, but also have a lot of skills, but they can't convert them into money...
So when Ma Rui saw that Xu Jia was still riding a battery car, his heart was already full of despair!
He felt that Xu Jia might just talk about it, and a person who couldn't make money probably didn't have any real skills.
If this matter can't be solved in the end, resulting in the final thunderstorm, then the day when Ma Ruigao sings behind bars is probably not far away...
"Old Ma, don't think too much, you should be positive. Li Chenghao said this very lightly, but Ma Rui felt unusually harsh to his ears.
For the first time, he felt that after he had been working for Zhonglian Group for many years, he was stupid and followed the heir, was it too silly?
At the same time, Xu Jia also saw the two of them, and walked in with a smile to greet them: "Two, I didn't expect you to arrive so early, I thought..."
"The stakes are high. Li Chenghao nodded: "We can't afford to delay!"
Xu Jia's head said he understood.
He glanced at Weibo before going to bed last night, although the topic of the heir of Zhonglian Group has been forcibly controlled, but there are still many trolls who are crazy with a rhythm, constantly trying to hit the hot list with new topics...
In this era when traffic is king, the hot list of a big platform is a holy place for drainage, and this operation alone will cost a lot of money!
Obviously, the enemy who has not yet appeared wants to trap the Zhonglian group to death, and Li Chenghao has every reason to be nervous.
"Let's go upstairs~" Li Chenghao said and walked out. Xu Jia and Ma Rui immediately followed.
The two walked behind, and Ma Rui asked worriedly, "Xiao Xu, can you handle this?"
"I'll tell you the whole plan right away, what's the hurry?" Xu Jia asked rhetorically.
Ma Rui frowned and opened his mouth, but he couldn't say anything.
{Li Chenghao is not in a hurry because he can clear up the relationship.} Can I do the same? If this matter can't be solved, my life will be ruined!}
{What about the wife and children?What about the parents on both sides?fuck~}
Xu Jia silently looked at his inner thoughts and chose to be silent.
Because... These are not questions that he can answer. The only thing he can do is really solve the problem.
β¦β¦
When the three of them arrived at Zhonghui Company, there were still many people gathered in the conference room to defend their rights.
Li Chenghao led Xu Jia and sneaked into the office.
When Xu Jia walked in the door, he was greeted by a huge "Purple Qi from the East", and there was a calligraphy hanging on the other wall, which read "The mountains and rivers are magnificent".
"Mr. Li~" Xu Jia deliberately teased: "Your little hobbies are inevitably too old-fashioned and old-fashioned, right?"
Li Chenghao smiled slightly: "No way, it's just vassal." I don't know what level these two things are, but they are quite expensive. β
"It's a pity that the calligraphy and painting are magnificent, but you are too petty to do things. Xu Jia shook his head.
Li Chenghao's face froze for a few seconds before he slowly relaxed.
Xu Jia sat down on the sofa by himself, then took out the agreement he had drafted from his briefcase and placed it in front of Li Chenghao.
"Mr. Li, take a look, if it's all right, we can get to the point. β
Li Chenghao nodded, picked up one and handed it to Ma Rui, and picked up the other one himself.
The agreement is actually not long, it is just a bit complicated and awkward in terms of words, but both of them are people who have been dealing with contracts all year round, so they can naturally understand it.
After a while, Li Chenghao simply picked up the pen and signed, and then said: "There is nothing wrong with the agreement, if the business activities carried out according to your plan make money, you will take 20% of the profit." Let's talk about how to solve the problem in front of us?"
"It's very simple!" Xu Jia smiled confidently: "Revoke all enforcement applications to the court, and no more legal auctions." And then..."
"Stop!" Li Chenghao directly interrupted him: "Are you kidding? If this is the solution, we still use you to think about it?"
Xu Jia frowned and glanced at him, and scolded lightly: "Can you let me finish speaking?"
Li Chenghao was stunned by him, waved his hand anxiously, and motioned for him to continue.
Then Xu Jiacai said: "The current situation is that if you don't stop your current actions, then once the owners of those houses unite and make this matter bigger and bigger, no matter how much money you spend, it will be impossible to suppress it." Not to mention that there are still people who are also spending money to speculate on the heat of this matter. β
"But just like I said~" Li Chenghao defended: "I don't have the final say in this business alone, there is no way to stop it! Otherwise, if you don't need someone outside to mess with me, I will be cold first." β
Xu Jia snorted and said, "It's nothing more than profit! Isn't it simple to want money?"
"What do you mean?" asked Marry this time.
"First of all!" Xu Jia said solemnly again: "Stop all the actions now, but it doesn't mean that you don't want this money." You can set a time with the guarantors, such as six months or a year, for them to return the money. β
"When people receive bad news, they need a buffer time. You informed them the day before that they wanted to pay back the money, and the next day they went to the court to seize their house, not to mention that you only had to pay back the auction at 70% of the price, which means that even if they sell the house, they won't have a penny left in their hands, so it's no wonder they don't fight with you. β
"But once they are given enough time to accept this slowly, they will figure it out for themselves. has been deceived, and this debt cannot be escaped, so in the end I have no choice but to sell the house. β
"Then, if you sell the house according to the market conditions, after paying off your debts, the guarantor will still have some money left in his hands, and this result is much more acceptable than the house being auctioned. β
"When the specified time is up, if someone still hasn't paid back, it's completely too late for you to seize the legal auction. β
Li Chenghao listened carefully and gradually understood what Xu Jia meant, but it was still the problem - time!
The gap between earning more than 30 billion yuan in one or two months and earning more than 30 billion yuan a year is completely different from the investment industry.
"Then how do I explain to my partners?" Li Chenghao asked, "Where do I get a sum of money to feed those people?"
"Loan!" Xu Jia said seriously: "Use the creditor's rights in your hands as a pledge, and by the way, you can also transfer the risk to the bank... If you can't pay the money, it's just that the creditors of the guarantors have changed from you to the bank. β
Loan?
Li Chenghao and Ma Rui didn't expect this kind of operation at all, and glanced at each other.
This time, it was Ma Rui who asked: "A loan of this nature... I'm afraid it's not that simple, right?"
"Others can use Moutai to mortgage hundreds of millions of dollars, with the resources of your foundation, is it difficult to engage in a specially approved business? β
Xu Jia's question made Li Chenghao's eyes suddenly light up!
"30 billion!" Xu Jia said with a smile: "Your debts worth more than 3 billion yuan have pledged 3 billion yuan to the bank! I think it is enough for you to pay your partners." β
"Mr. Li, good way!" Ma Rui also laughed.
Based on his experience and experience, he has judged that this operation is feasible.
Li Chenghao also nodded to Xu Jia: "Xiao Xu, you really have you!"
However, Xu Jia shook his head and said: "If you can successfully borrow money, the plan is only half completed!"
"So my problem will be solved~" Li Chenghao wondered.
"But I haven't made any money yet!" Xu Jia said of course: "I won't touch the business of those houses, and I don't dare to touch it, it's too dangerous, and I'm not interested in going to jail with you." The money I'm going to make, it's another one!"
Hearing this, Li Chenghao and Ma Rui regained their silence and patiently listened to Xu Jia's explanation.
With this foundation before, their expectations for Xu Jia now suddenly soared...
Xu Jia said: "You also know that since the accident during the Chinese New Year, the economic situation around the world is very bad, right?"
"Of course. Li Chenghao sighed: "If this is not the case, we don't need to make this kind of money at all." Just put it in the stock market and operate it twice, and you can make much faster than that. β
"I have a message. Xu Jia continued: "The local manufacturing industry in Longgang, Yuzhou, has almost all been trapped because of the previous incident, and it is in urgent need of a fund to save it!"
"If you put the 30 billion yuan borrowed from the bank into the local market and roll around, I think the annualized return of 15% can be guaranteed. β
Li Chenghao thought about it, shook his head directly, and said: "15% is too low! My goal is at least 30%!"
After listening to him, Xu Jia raised his eyebrows and looked at him, his eyes full of mockery...
"I think you're trying to eat!" he said mercilessly, sarcastically, "Do you know what the compound annual growth rate of the stock god is? less than 20%! Do you think you are stronger than the stock god?"
Li Chenghao's face changed, and he still refused: "If these 3000000000000 can be obtained, I'm afraid they won't agree to make this kind of investment... You should understand that although Yuzhou is rich, there are people who go bankrupt every day. What should I do if I can't get it back?"
Xu Jia immediately responded: "Let the local department make a guarantee, let those enterprises that borrow money use assets as pledges, and only approve guaranteed loans, not pursuing high interest rates." All in all, you should know this type of method better than I do. β
"Even, the terms can be added, for some enterprises with significantly better efficiency, they can switch from borrowing to shares... And then dividends every year! The terms can be set a little overbearing, and now there is an urgent shortage of funds over there, so they don't have to worry about not borrowing at all. β
"Once the business grows to a certain scale, your investment company can really transform from a leather bag company to a complex investment company. β
"If you have a large number of high-quality companies...... Hehe, Li Bancheng, do you like this nickname?"
Xu Jia's tirade made his mouth dry, and he couldn't help but pick up the tea and take a sip.
Li Chenghao lowered his head and savored what he had just said...
"Li Bancheng?" he took a deep breath and looked at Xu Jia seriously: "If it is done, is it equivalent to... In the future, you will have 20% of all the profits?"
"Otherwise?" Xu Jia shrugged: "But at present, this is still my wishful thinking, and I have to really contact Longgang for specific things." β
Li Chenghao was stunned, and suddenly came back to his senses: "Wow~ Are you using my money to integrate resources with the predicament of Longgang?"
"Otherwise?" Xu Jia laughed: "Did I come to you to do charity? But then again, the charity industry is also promising, but it is too lacking in morality, even less virtuous than your current business! β
"Haha~" Li Chenghao laughed: "What you say, how can it be exactly the same as what my father said!"
Xu Jia's eyes widened, he looked at him like a stupid Ξ², and muttered for two seconds: "I can't give birth to such a naΓ―ve son as you!"
Two seconds later, Li Chenghao himself finally reacted, a little angry, but the words were said by himself, as long as he punched Xu Jia's shoulder: "Fuck, dare to take advantage of me?"
"Rub~ You insist on giving me a cheap advantage, do you blame me?" Xu Jia replied, and the two looked at each other and laughed in unison!
At the same time, the system screen displays:
{Quest Branch Judgment: Gain Lee Sung-ho's favor and become friends.} Finish. ο½
{Quest "Ray of Hope" completed!}
{Claim your reward!}
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β¦β¦
After coming out of Zhonghui Company, Xu Jia's face was solemn, not at all like the good mood in front of Li Chenghao before.
It stands to reason that he should be happy, because Li Chenghao finally agreed to his plan, and it was up to him to find a way to contact the people in Longgang to open up this investment channel.
Once the transaction is successful, 30 billion annualized income of more than 15%, Xu Jia gets 20% of it, which is at least 90 million income per year!
In a trance, is it possible for him to earn hundreds of millions of dollars a year?
All this is too dreamy, although it has not been done yet, but the feeling of the golden mountain in front of you is full of fatal temptation!
However, the basis of all this is what Xu Jia is powerless to change, the interests of those guarantors.
The matter is actually very clear, Li Chenghao is worried that because this incident will affect the stock of Zhonglian Group, not the fate of Zhonghui Company.
In fact, even if there is a thunderstorm in the end, unless Zhao Anmin can be caught, Zhonghui Company will be almost invincible, even if Ma Rui finally takes responsibility, but those houses are ...... It is very likely that it will still face the end of being auctioned.
"At the very least, I helped them keep the last 30 percent of the property. Selling it yourself, in any case, is much better than being auctioned. Xu Jia could only think of this to comfort himself.
Through this incident, he deeply understood a cold and piercing reality - capital is ruthless and mercenary!
In the face of the power of capital, there are too few things that can be changed.
After returning to the store, Xu Jia's mood was a little depressed, and he looked sullen.
Wu Xiongda asked in a muffled voice on the side, "What's wrong with you?"
"Xiong Da, do you think the money is good?" Xu Jia asked a very idiotic question.
"Okay!" Wu Xiongda responded as a matter of course: "If you have money, you can buy two bowls of soy milk with Nokia in your left hand and Motorola in your right hand, drink one bowl, and drink another bowl..."
"???" Xu Jia smiled dumbly: "Shouldn't you drink a bowl and pour a bowl?"
Wu Xiongda shook his head: "Wasting food is a curse!"
Xu Jia looked at his figure who was also a head taller than himself when he was sitting, and nodded clearly, but his mood was inexplicably better.
"Yes, it's good to have money, just don't spend it. Thinking so, he didn't expect to be entangled in his own problem and be solved in an instant by two bowls of soy milk.
β¦β¦
After lunch, Xu Jia stood at the door of the store, holding his mobile phone, Wu Shiqian's number had been found on the screen, and he was thinking about how to mention it to her.
It was Wu Shiqian who called.
Xu Jia brought the mobile phone to his ear, only to hear Wu Shiqian not know who he was talking to: "Whether you agree or not, I have already put the house up for sale." The real estate deeds are all in my name, and you can't stop me. β
Another slightly old man said in an anxious voice: "Qianqian, Dad can solve the problem, and you don't need to worry about it." Like you said, those houses are in your name, even if they are at home... It won't involve you. Do you understand?"
Wu Shiqian said unhappily: "Then let you carry a bad reputation for transferring assets? Dad, I have received hundreds of text messages scolding me, all of which are from suppliers." I'm your daughter, one glory and one loss!"
"But even if you sell all those houses, it's a drop in the bucket! If you keep the house, at least you can guarantee your future life, even if I go bankrupt, you can support me, right?
But if 20 or 30 million are smashed into it, the situation cannot be reversed, and it is also a waste. Why don't you understand?hey~~~"
The man's voice became more and more anxious and sorrowful, and he sighed for a long time, looking very helpless.
Wu Shiqian responded: "Dad, the company was founded by you, I had it before I was born, and like me, I am your child!
"Huh?"
She suddenly realized that something was wrong, and there was no sound of answering the phone after calling Xu Jia, and after a glance, she found that it had been connected for a while.
"Dad, I won't tell you yet, hang up, you and Mom take care of your body. β
After that, Wu Shiqian said a little embarrassed: "Manager Xu, I'm sorry to make you laugh." β
"Is the situation in your company already so bad?" Xu Jia asked, actually a little excited in his heart!
Because the more serious the situation in Longgang, the more likely it is that this thing will succeed!
I only heard Wu Shiqian sigh: "Alas~ It's hard to say." I just wanted to ask you, my house..."
"The Internet has been put on the shelves, but there is no consultation at present, and there is no viewing. Miss Wu, after all, it's only been so much time. β
ββ¦β¦ I know that too. Wu Shiqian said wistfully: "That is, make a phone call to confirm, I always feel that I must do something." β
Xu Jia pursed his lips and turned his heart sideways, regardless of the three-seven-twenty-one: "Miss Wu, let me take the liberty of asking, how much interest can you generally accept for corporate loans over there?"
"Generally, the monthly interest rate is one and a half cents, and the high one is one or eight or two cents. What are you asking for?" Wu Shiqian was puzzled.
The monthly interest rate is 15 cents, which is 18% per annum.
"I have a customer~" Xu Jia said seriously: "I am an investment company, and I may have a sum of money in my account recently, and I want to find a place to release it." β
"How much, is there 20 million?" Wu Shiqian immediately asked: "If there is, two points, we borrowed it!"
Xu Jia was silent for a moment, and spit out a number lightly: "There may be 30 billion~"
Wu Shiqian: "???"
"How much do you say???"
Xu Jia said embarrassedly: "I said, there may be 3 billion! I'm thinking, your father must have a lot of contacts in Longgang, is it possible to help connect with the local departments, chambers of commerce and major enterprises in Longgang, and I will build a bridge and lend this money to Longgang?"
His voice fell, but there was no movement on the other end of the phone.
"Miss Wu?"
"Are you still there? Miss Wu?"
Suddenly~
"Ah~~~~!!!"
A scream almost pierced Xu Jia's eardrums.
I only heard Wu Shiqian gasp violently: "No problem! No problem at all! My father is the executive vice president of the Longgang Chamber of Commerce, and he can help you contact the departments of Longgang and the most reliable enterprises!"
Then she exclaimed to herself, "Oh my God! 30 billion! Yes, all saved!"
"Eh~" Xu Jia saw that she was too excited, but still had to remind: "Miss Wu, I must say that this matter is only possible now, not necessarily... Just give it a try. β
"I understand. Wu Shiqian hurriedly replied: "I will explain the situation clearly! Manager Xu, thank you so much! If the matter can be done, I will promise you any requirements you have!"
ββ¦β¦β
Wu Shiqian's face inexplicably appeared in Xu Jia's mind...
Sister and brother love? Forget it.
"If it can be done~" Xu Jiahan said kindly: "I will charge 1% of the loan amount as an introduction fee, not for nothing! You know, I am doing the work of an intermediary." β
"It should be, it should be! Don't say 1%, 3% is no problem!" Wu Shiqian was afraid that Xu Jia would regret it, so she directly gave him a nail on the bat: "Otherwise, you can take 2%, let's each give a step!"
Xu Jia was stunned!
Do you still talk about business like this? Raise the price yourself?
However, Wu Shiqian explained with a smile: "Manager Xu, you may not understand what it means to save a life for those enterprises in Longgang!"
"Meaning, I can also make a lot of money. Xu Jia replied in a joking tone, but Wu Shiqian was stunned, and then smiled, not understanding what she was laughing at.
Finally, she hung up the phone impatiently, asking her father to prepare for this first.
Xu Jia thought about it seriously again and dialed Hang Songting's phone......
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β¦β¦
After having a rough solution to the problem, Li Chenghao couldn't help but start to be coquettish again.
He went to the suburban track in the afternoon, drove his Koenigsegg for two laps, and was praised by the coach for his elegant driving and temperament.
said that he was elegant, but in fact, he was too desperate for his life, even if he drove a supercar, he didn't dare to go wild, and he drove a speed of one hundred and three or four on the track, which was no different from a snail crawling.
But this did not affect the racing baby, who dreamed of marrying into a wealthy family, did not hesitate to get into the car with him and returned to the city at nightfall.
When the two entered the elevator of a high-end office building, the beautiful woman who was not worthy of the Children's Day Gcup asked in a coquettish voice: "Brother Hao, do you still have to work overtime?"
"Overtime?" Li Chenghao reacted, because the elevator was engraved with a name plate, and the top floor they went to was the "Zhonghui Foundation", and the girl obviously misunderstood the meaning of "Foundation".
"Hehe~" He smiled lightly: "You'll know when you arrive." β
Li Chenghao's smile was so "evil, proud, and elegant" in the eyes of the girl, so she couldn't help but cling to Li Chenghao and hugged his arm: "Actually, in the office... It's going to be exciting. β
"Ding~"
The elevator opens, there is no aisle, no front desk, and there is a spacious lobby with dimly lit lights, a bar on one side, and a booth with privacy on the other.
There is also a piano in the center, and at this moment there is a girl in an evening dress playing an unknown tune, which makes the atmosphere of the whole hall seem ambiguous and turbulent...
Gcup looked stupid! How could she have imagined that such a club-like venue would be a foundation?
"Mr. Li, are you coming?" After the two of them stepped out of the elevator, a young man in a loose velvet sweater immediately beckoned to him.
Li Chenghao nodded and said hello, and said to Gcup: "You wait here first, you can eat and play as you like, I'll go have a small meeting first." β
Gcup nodded impatiently, and had already taken out his phone to take a selfie, but was politely stopped by the waiter next to him and told her that everything here was not allowed to be filmed.
Li Chenghao didn't pay attention to her at all, walked straight towards a room in the depths of the passage, pushed the door and entered.
"Yo~ Mr. Xiao Li is here!" A young man with dirty braids and tattooed arms smiled: "I came quite early today, is the company so empty?"
Another inch-headed young man teased: "Xiao Ai, don't make trouble, I'm afraid the mouse is in a bad mood now, be careful that he whips you~"
The young man who was called Xiao Ai pursed his mouth: "Can't you talk about it? Who is to blame for the way things are now? Brother Guang, your share is bigger than mine, so you are not in a hurry at all?"
"I blame you MLGB~" Li Chenghao scolded with a smile: "I'm doing everything, everyone takes the benefits, you cow Ξ² you come~"
That Brother Guang glanced at Li Chenghao and replied: "Brother Zhou is not in a hurry, what am I anxious about?"
At the mention of Brother Zhou, the atmosphere was obviously a little awkward, and several people turned to the one who was holding the wine glass and never said anything.
"Brother Zhou~" Li Chenghao stepped forward and picked up a glass of wine, touched him, and drank it all.
Brother Zhou looks nearly forty years old, with a Chinese face, a big back, and full of majesty.
"Xiao Li, sit down first. He nodded, and then asked, "You said in the group yesterday that things may be eyebrow-raising, and today you went to the car again, it seems that the problem has been solved?"
Li Chenghao smiled slightly: "It's a solution, at least there's a way." It's just that you still need Brother Zhou to push a hand..."
"Let's talk about it. As soon as Brother Zhou's words fell, Xiao Ai picked up the remote control and turned off the music very sensibly.
Li Chenghao also cleared his throat, began to repeat Xu Jia's plan again, and finally asked Brother Zhou tentatively, "Do you think this method is feasible?"
After hearing this, Brother Zhou frowned and thought about it, and chuckled: "You didn't come up with this method yourself, did you? Professor Chu gave you the idea?"
"Professor Chu?" Li Chenghao said disdainfully: "What is he doing, he is the first to make money." It's not him, it's a real estate agent I just met, Wanshu Company. β
"Intermediary?" Brother Zhou was slightly stunned, and said with a dumb smile: "There are talents in the country, this method is a bit interesting." It's just that since I know that it is Longgang, why do I need to pass his hand? I'll just call Longgang tomorrow. β
Li Chenghao shook his head: "I think this kid is still a little useful, after all, there are many things, and our identities are inconvenient to come forward, so it's good to wear gloves." β
Hearing this, Brother Zhou nodded slightly: "What you said also makes sense, the Foundation has always tried to find a way to make it justifiable." Although you are hanging on to the position of general manager, it is not meaningful. Well, if he can really do this, it won't matter if he gets a little soup to drink...
You just go ahead and do it, and I'll get in touch with the bank. β
Li Chenghao grinned and raised his glass again.
While the two of them were talking, the other two didn't interject at all.
Obviously, Li Chenghao is the general manager of the foundation, but it is this Brother Zhou who really controls the overall situation behind him.