After the idea of taking out a loan, Wang Qiang was out of control, and he didn't even care if he was about to get off work, so he immediately found Lao Zhu and asked him to ask him if he knew the bank's executives.

In fact, it is okay to ask Gao Wensheng.

There's just no need to owe that favor.

Lao Zhu is his own person, if he has the ability to contact the bank executives, there is no need to trouble others, after all, Lao Zhu is also one of the shareholders of the company.

As a result, Lao Zhu trusted Ms. Gu's relationship, contacted the vice president of the Shanghai Industrial and Commercial Bank branch, and made an appointment to have dinner together in the evening.

Huangpu, Yuyuan Garden Road in the Old City God's Temple.

Wang Qiang, Wang Baoguo and Lao Zhu followed Ms. Gu and walked into the Green Wave Corridor Hotel.

Many people may not know that Green Wave Corridor Hotel is one of the signature restaurants in Shanghai, which has a history of three or four hundred years, but it used to be a tea house, and it was not changed to a restaurant until 78 years, and more importantly, Green Wave Corridor Restaurant is famous for state banquets and ship spots, and often receives world dignitaries, state guests and celebrities, and is well-known at home and abroad.

When asking someone to do something, it is natural to show sufficient sincerity.

Wang Qiang specially booked a table here.

2nd floor, private room.

The vice president has not yet arrived.

Wang Qiang and others asked the service staff to serve the cold dishes and wine first, and then sat there and chatted.

Ms. Gu, who is in her forties, said: "Lao Zhu, I am not particularly familiar with Vice President Jia, and it is up to you to see you later." ”

Lao Zhu said, "Okay, thank you, Sister Gu." ”

Wang Qiang and Wang Baoguo also thanked them, "Thank you, Ms. Gu." ”

Ms. Gu waved her hand, "It's not a big deal. ”

As he spoke, the box door opened from the outside, and a fat body squeezed in.

When everyone looked over, Ms. Gu immediately stood up and said with a smile: "Vice President Jia can be regarded as looking forward to you." ”

Vice President Jia, who was in his fifties, looked very bold, and said with a smile: "Xiao Gu, you can speak." ”

Wang Qiang, Lao Zhu, and Wang Baoguo all stood up.

Ms. Gu introduced them one by one.

When it was over, everyone sat down and let the waiter serve the hot food.

At the beginning, I didn't talk about business, I ate and drank, talked and laughed.

After about three rounds of drinking, Vice President Jia's face turned red after drinking, and he said slightly drunk: "I heard that your company wants a loan, right? ”

Everyone looked at Wang Qiang.

Lao Zhu and Wang Baoguo did not speak.

As a sign of respect, Wang Qiang put down his chopsticks and said with a smile: "President Jia, that's the case, our company is in urgent need of a fund in order to expand its business, and we want to get a short-term loan. ”

The meaning of the words was reached, Vice President Jia understood people, and when he heard that there was a benefit, he immediately said: "The loan is not a problem, as long as it meets the regulations, I will help urge you, and you should be able to get it as soon as possible." At this, he smacked his lips, "How much do you want to borrow? a million, two million?"

One or two million won't look for you anymore, Wang Qiang stretched out three fingers and just wanted to speak.

Vice President Jia took over the conversation and said with a smile: "Three million, it's not much, it's a matter of one sentence." With that, he picked up his glass and wanted to take a sip.

Wang Qiang hurriedly said: "It's not three million, it's thirty million." ”

As soon as the wine glass was handed to his mouth, when he heard the number reported by Wang Qiang, Vice President Jia was startled, and the wine spilled a little, and he was frightened: "How much!?"

Wang Qiang repeated: "Thirty million." ”

Vice President Jia stopped drinking, put down the cup, and looked at Ms. Gu with a surprised expression.

Lao Zhu and Wang Baoguo glanced at each other, not knowing what they were thinking.

On the contrary, Wang Qiang was a little nervous.

I hope Vice President Jia can help, otherwise the rapid development of the global purchase business will really be delayed.

Ms. Gu may have seen Vice President Jia's doubts, and patiently explained: "Xiao Wang's company is quite big, Guoxing Trade, you should have heard of it, right?"

"Guoxing trade, it's very familiar. Vice President Jia lowered his head and pondered, as if he was recalling something, and after half a ring, he raised his head and his eyes lit up, pointed at Wang Qiang, and said with a smile: "I remember, are you the Wang Qiang who was praised by the chief designer?"

Did you know?

So the loan is in play?

Wang Qiang knew that the chief designer's praise was equivalent to the golden finger in the middle, and he didn't care much about it before, but at the critical moment of the loan, he must admit it, "Thanks to the chief designer's love." ”

Vice President Jia's attitude became enthusiastic, "You said earlier, come on, let's have a drink." ”

The difference between the two is nearly forty years old, and now they have become buddies? Wang Qiang couldn't cry or laugh in his heart, but he still had to say what he said, raised his wine glass and said, "Brother Jia, I did it, you are free." ”

Drink it all.

Vice President Jia was not ambiguous, he also drank it in one gulp, and sighed, "Tell me about your company's situation, such as the approximate valuation, as well as the general situation of business status and flow." ”

Hearing this, Lao Zhu and Wang Baoguo also pricked up their ears.

Wang Qiang knew that Vice President Jia was ready to help, so he took out the company's business records, financial funds and other property certificates from his briefcase, and said: "If our company does not calculate the added value of the brand, the real assets are about 60 million to 65 million, and the added value of the brand is not easy to calculate, but an investment company has given a rough assessment, with a total value of about 80 million." ”

There is a bit of moisture in this, the investment company in Hong Kong said 70 million to 80 million before, but if you want to get a large number of loans, you must show the best side, Wang Qiang made a false report.

Vice President Jia nodded slightly, did not speak, and looked at the documents carefully.

Except for Ms. Gu, Wang Qiang and the three of them were all nervous, for fear that Vice President Jia would not agree.

Now Wang Qiang has realized the truth that it is difficult to move an inch without money.

After about ten minutes, Vice President Jia hummed, put down the file, put one arm on the table, and looked at Wang Qiang seriously, "The financial situation is very good, but the things you can mortgage are not in line with the regulations, this is not a problem, I will do my best, I should be able to pass, but there is one more thing I want to confirm, what do you want to do with the loan?"

In the end, it is a relationship, and the tone of speech is different.

In fact, Wang Qiang also considered at the beginning that there are not many things that the company can mortgage, after all, office buildings are rented, which is equivalent to no physical mortgage, and it is difficult to apply for a loan, so it is necessary to trust the relationship.

He carefully explained what the company was going to do with the loan.

Vice President Jia's brows tightened, "What you have to do with loans is quite risky." ”

Lao Zhu interjected, "The business situation of the global shopping stores is very good, and the turnover last month was 16.5 million." ”

"I just hesitated when I saw the flowing water, and if I didn't see the flowing water, I would have refused. Vice President Jia said truthfully.

Ms. Gu helped, "President Jia, help." ”

"Think about it. Vice President Jia didn't let go immediately, many of the things in it didn't quite meet the loan regulations, and if he agreed, he would be under a lot of pressure.

Wang Qiang didn't say anything, the decision of whether to loan or not is in the hands of the other party, who makes the company have no fixed assets, if there are fixed assets, the value is slightly higher, and then with the trust relationship, it should not be a problem to want 6-8 times the value of the collateral items for the loan.

However, the development time of Guoxing trade is too short, only half a year, where are the fixed assets?

Vice Governor Jia is still thinking about it.

Wang Qiang, who was sitting there, had secretly clenched his fists.

It's better to say yes.

You must agree to come down, Guoxing Trade is too short of money now.

He took a deep breath and stared at Vice President Jia, hoping to hear the answer as soon as possible.

Five minutes later.

Vice President Jia finally reacted, took a sip of the wine glass, and seemed to have made a decision.