Chapter 190 About Payment
I can't decide right now, let me think about it for a week. ”
Miao Tingting was a little hesitant, and Su Wang was not reluctant, anyway, if this company wants to be on the right track, it will be at least a few months later, as long as everything is determined before then.
"Brother Huang has stepped up the recruitment of technical talents, and has to continue to iterate on the development of the background data and ERP management system of the website, especially the development of the mobile terminal. ”
Su Wang is very clear that when the Android system begins to enter the market next year, smart phones will be completely popularized, which also means that the era of mobile Internet is coming, and the priority to master mobile development technology means to give priority to entering the mobile market.
"Well, I keep in touch with the students from the Department of Computer Science at Mizuki University and the Department of Computer Science at Kyungseo University, inviting them to come over for internships, and the most important thing is that they are willing to learn new technologies. ”
Computer technology is a very fast iteration, and the old batch of programmers from the earliest assembly, to the later VB, VC, C++ and even the current popular java development, so it needs to be constantly charged and learned.
But compared with those programmers in their thirties, young people's learning ability will be stronger, and the most important thing is that it is cheap, so many Internet companies especially like to recruit new people, and generally speaking, after a programmer reaches his thirties, he has not been able to transfer to the position of project manager, or slowly transform to a management position, it is not far from being laid off.
"Alright, that's the end of the first meeting. ”
After the meeting, Su Wang left the office directly and took a taxi to Zhongguancun out of the school gate.
When I came to Zhongguancun again, the billboard on the intersection at the moment, the signboard of the happy network was extremely conspicuous, and when I came to the front of the building where the happy network was located, I could see the huge logo of the happy network.
After more than a year of development, Kaixin.com has become a star enterprise in Zhongguancun, and it has also become an enterprise that many computer talents want to join.
The original Kaixinwang only occupied two office areas in one floor, covering an area of only two or three hundred square meters, but now Kaixinwang has won three floors of office buildings, and the number of departments has also expanded to about 200 people.
"Su Wang, why do you have time to come over today?" In his office, Chen Binghao saw Su Wang walk in and said half-jokingly.
"I'm here to discuss something with you, I'm going to get a third-party payment platform. ”
"Third-party payment platform, are you going to enter the B2B or B2C e-commerce industry?" asked Chen Binghao with some curiosity.
"There is no such plan for the time being, but I think it is still necessary to get the third-party payment platform, I personally think that the future of online payment will be the development trend, then the payment platform is quite a money bag, we can not hold the money bag in the hands of outsiders. ”
After listening to Su Wang's words, Chen Binghao showed a thoughtful look on his face, and replied after half a sound: "Actually, I have also considered preparing for a third-party payment platform, but if this project wants to be done, the cost is not low, and it is conservatively estimated that it will require 200 million funds, if I take out 200 million funds to do this now, I am afraid it will have an impact on our market value." ”
Kaixin.com has not yet been listed, what Chen Binghao has to do is to let those venture capital institutions always be optimistic about Kaixin.com, only in this way can Kaixin.com get good financing and continue to develop until it is listed.
"At present, there are dozens of third-party payment platforms on the market, of course, the most important ones are Ali's Alipay, Tencent's Tenpay, and Shanda Shengpay, NetEase Bao and fast money, as for PayPal, although it is global, it is somewhat unsuitable in our country." ”
Chen Binghao also paid attention to the third-party payment platform, casually said several, and then continued: "However, these third-party payment platforms are all because their own companies have business needs in this regard, but we are currently unable to open charging projects on Kaixin.com, and the company's main profit still depends on the fees paid by advertisers and game providers." ”
Happy Farm and a few small games have brought funds to Kaixin.com, but because of the competition from Renren.com, Chen Binghao doesn't dare to be like Tencent, get a privilege of what membership fees and free dress-up space, doing so will only transfer users to Renren.com.
Moreover, Kaixin.com does not independently develop games, but opens third-party interfaces, so that game companies can upload games to Kaixing.com through the interface, and Kaixin.com extracts a share of the user's recharge amount in the game.
Therefore, the transaction of this kind of company to the company makes the current demand for third-party payment platforms not very large, and Chen Binghao has to consider the impact on the company even if he has the intention to do it.
After all, now that the competition between Kaixin and Renren has reached a white-hot stage, capital is waiting and seeing, if they suddenly run to get a third-party payment platform and throw a lot of money into it, I am afraid that many venture capital institutions will choose to turn to be optimistic about Renren.
Su Wang nodded, he understood Chen Binghao's concerns, and he didn't come this time to ask Chen Binghao to take the money out to create a third-party payment platform.
Su Wang, who was reborn, knew very well how popular the third-party payment platform was, especially when in 2011, after the state controlled the online third-party payment institutions, a third-party payment license was worth a fortune.
For example, Alibaba's original two major shareholders were SoftBank and Yahoo, and Alipay also belonged to Ali at that time, which means that SoftBank and Yahoo are also shareholders of Alipay.
But without a license, it is impossible to operate a third-party payment business, in order to get this license, Ali also had many internal discussions, and finally Alipay was spun off from Ali Group, with Zhejiang Ali Company holding, and the two shareholders of Zhejiang Ali Company are Lao Ma and Lao Xie.
It is impossible for SoftBank and Yahoo to be unclear about the prospects of Alipay, but they understand better how much impact it will have on the entire Ali and Alipay if they can't get a payment license, so they signed an agreement that if Alipay goes public in the future, it will give Ali's parent company a one-time cash return of not less than $2 billion and no more than $6 billion.
For the payment license, Su Wang has understood, the first batch of payment licenses in 2011 is still very easy to get, and the more you get to the back, the more difficult it is to get, take the previous life Meituan, in order to get the payment license, it is to spend a billion dollars to acquire the money bag.
At that time, Meituan had just accepted the $3.3 billion investment led by Tencent, and in less than a year, it became its own payment platform, and was called the farmer and the snake by the Internet circle.
Spend a lot of money and be scolded as a traitor, but Meituan still has to do this, not only because it can save hundreds of millions of payment channel fees every year, but also because it can control the flow of funds by itself, and most importantly, through the analysis of the flow of users' funds, it can analyze the user's consumption behavior and consumption level.
This is not only conducive to Meituan's analysis of users, but more importantly, payment represents a vast world.
This world may not be conspicuous now, but with the advent of the mobile era and the rise of mobile payment, payment covers more businesses such as credit investigation, credit, financial management, insurance, medical care, education, and public welfare.
Therefore, it is necessary to have your own payment platform, and it is not too late to enter the third-party payment platform at this time, but if you want to become bigger, you must have a large number of merchants to cooperate.
Don't look at the fact that there is no payment business on Kaixin.com and Fanno.com, when the two companies have determined their dominance, they can completely launch a charging function for users, and with the endorsement of Kaixin.com and Fanno.com, the payment platform will also be trusted by other merchants.
"Brother Chen, my idea is that I will get this payment platform, but I hope that Kaixin.com can access the payment platform, and the two companies have reached in-depth cooperation. ”
"I understand what you mean, as long as the security of the payment platform is fine, of course there is no problem on my side, after all, you are also the major shareholder of our website, and the venture capital institution will not say anything. ”
……
After communicating with Chen Binghao for more than an hour, Su Wangshi left Kaixin.com, and then went to the headquarters of Fanfu.com, and mentioned the payment platform to Wang Xing, and Wang Xing also agreed.
"Brother Wang, what do you think about group buying?"
After talking about business, Su Wang suddenly asked Wang Xing on a whim.
After all, in his previous life, he was at the helm of Meituan and the winner in the group buying war.
"Online group buying?"
Wang Xing didn't expect Su Wang to suddenly ask such a question, but he immediately reacted and asked, "Brother, you want to enter the legion purchase industry?"
For Su Wang, Wang Xing still admires it very much, although this little brother is not very old, but his vision is really accurate, whether Fanwang can have the current scale, it is inseparable from Su Wang's several suggestions.
It's just that Su Wang is unwilling to expose himself, so except for a few high-level executives of Fanno.com, others don't know the specific situation.
"For online group buying, in fact, I am a little unoptimistic, to put it bluntly, online group buying is also a kind of online shopping, and in this regard, Ali has done the biggest, and it is not easy to challenge Ali's position. ”
Wang Xing's answer surprised Su Wang, he didn't expect that Wang Xing, as the founder of Meituan, would not be optimistic about group buying websites.
However, after thinking about it, Su Wang also understood, at this time, Wang Xing's focus was on the online restaurant, so naturally he did not conduct too much research and research on the group buying website, and he would not discover that the biggest source of the group buying website was actually to do local life as a service like in his previous life.
It seems that his idea of learning from Wang Xing can be dispelled, but he also got another good news from Wang Xing, that is, Fanfu has cooperated with many official institutions in China, and many institutions have begun to register accounts on Fanno.
The momentum of Fanfu has completely overwhelmed other Weibo websites, and even the daily activity of Tencent Weibo is only one-third of that of Fanno.
It can be said that in the field of microblogging, Fanfu.com is already about to determine its hegemony.
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