Chapter 203: The Little Thing of Saving Money
Under the condition that he is sure of repayment, Lu Heng will naturally not give up the 350,000 yuan mortgage in vain, if you add interest and handling fees, it will be nearly 400,000 yuan. If such a large sum of money can be kept in Hengcheng as working capital, then Lu Heng can let go of his hands and feet a lot when he does things.
Borrowing chickens to lay eggs is the most favored means of businessmen, and Lu Heng is no exception!
Upstairs, Lu Heng found Tian Xiaoice, and didn't need to explain anything, he directly ordered: "I will embezzle 10,000 yuan out of the company's funds, and you can record it when the time comes." ”
Tian Xiaoice nodded, and then recorded what Lu Heng said.
Now Lu Heng's personal account and Hengcheng's financial system have not been separated, that is to say, Lu Heng's assets are the company's funds, if there is a lack of 10,000 yuan in vain, it will be Tian Xiaoice who panics at that time.
Thinking of this, Lu Heng's heart moved, it was time to apply for another card and separate his personal account from the company's account.
At that time, if the company's funds are not enough, it is necessary to inject money into it, otherwise, not only will you not be at ease, but Tian Xiaoice will also be troublesome.
decided, Lu Heng said by the way: "I will apply for another card later, that is my personal account, when the balance of the company comes down, I will give you an amount, and you will put it into my card." The rest belongs to the company's liquidity, and the previous model is still the same. ”
Tian Xiaoice said, "Okay, Mr. Lu." Later, you can send me the card number, I will record it here, and I will call you directly when the time comes. ”
After dealing with the company's affairs, Lu Heng went downstairs to take a look.
Sure enough, as Zhao Gen said, everyone was not idle, although there were many fewer customers in the exhibition hall to see the car than yesterday, but there were still more than when there were no events in the usual days. Each sales consultant can't be idle, and follows the customer everywhere to see the car and negotiate there. Qi Baixiong and Liao Fan were in high spirits discussing the purchase and sale of vehicles with customers.
Zhao Gen is also very busy, at the moment he is receiving a group of customers alone, it is obvious that this group of customers does not belong to any sales consultant, but now it is too busy and no one is to receive it.
Seeing that Zhao Gen was receiving customers, Lu Heng didn't bother him, and called Mao Xiaole over on the side.
"Where's Zuo Zuo?"
Mao Xiaole said to the toilet Nunu, "Zuo Zuo went to the toilet, I will help her keep an eye on the exhibition hall now." ”
Lu Heng pointed to the four groups of customers in the rest area and said, "Don't just stare at the negotiation area, take care of the customers in the rest area." If you're okay, just go over and walk around. Ask them what they need, if you want to drink water, you can pour them some tea and drinks, if you want to know about the car, you go to Manager Zhao, who is fully responsible for the situation in the exhibition hall. ”
Mao Xiaole nodded seriously, obviously listening to Lu Heng's words, "Okay, Mr. Lu, I will always pay attention to the situation over there." Go over and ask them right away and make sure you don't snub them. ”
Lu Heng said with satisfaction: "That's right, don't you pay attention to them when they buy a car, as long as they buy a car, they will be our lifelong customers." Serve them as you would treat them as you would treat God. ”
It happened that Zhao Gen sent the customer away, and Lu Heng gave him a few instructions, which roughly meant that he should be optimistic about the store and go out by himself. I don't think I will come back until I get off work. Let Zhao Gen call him at night to report on today's situation.
After solving these trivial things, Lu Heng went out with his backpack and turned left. Take the bus to South Street.
When I arrived at CCB, it was still early, but it was three o'clock in the afternoon. Maybe it's the Chinese New Year approaching, and there are quite a lot of people working in CCB, and if it is an ordinary person, it is estimated that they will have to wait for a long time to do business.
Lu Heng is different, CCB itself has cooperated with him, and a large number of vehicle loans make Lu Heng have a lot of weight in this branch.
Xiaolu is the person who is specifically responsible for Hengcheng and Guangyuan vehicle loans, but Lu Heng also looked for her when he bought a house loan before, so she called Lu Heng today.
Lu Heng found her and calmly walked into the VIP room under the envious gaze of ordinary people lined up.
"Mr. Lu, when you first bought a house, you took out a loan of 500,000 yuan, made a down payment of 150,000 yuan, and left 350,000 yuan, and the principal and interest of the first month add up to a total of 9,133, which includes handling fees. In fact, I calculated for you before, you only need to put the money in the card on time every month, but I still want to tell you about the first repayment, I'm afraid you still don't know something. Xiao Lu sat opposite Lu Heng in black overalls, with a serious face, and the pen and paper in his hand calculated the price for Lu Heng with the words that came out of his mouth.
Lu Heng did not doubt that he had him, he knew the price, and Xiaolu did this, which was nothing more than the importance of VIP customers. Under Xiaolu's gaze, Lu Heng took out the platinum card that he had done before.
"Is it okay to swipe the card?" Lu Heng asked.
Xiao Lu nodded, "Yes, here, you just need to enter the password." ”
Paying off the house is actually a very simple matter, if it is the older generation, it is estimated that they will go to the bank every month to make money in person, but people like Lu Heng's generation basically repay the loan directly from the bank transfer, so there is no need to run over so troublesomely.
After dividing five by two, Lu Heng solved the matter and left CCB with a warm smile on the road.
As soon as he walked out of the door of CCB, Lu Heng hadn't gone far before he was stopped.
"Dad, what are you doing here?" Lu Heng shouted in surprise, and the person who stopped him was his father Lu Youcheng.
Lu Youcheng glanced at the crowd from head to end in CCB, and said helplessly: "Of course I came here to make money!"
Speaking of which, he also subconsciously patted the small satchel on his waist, which was bulging.
"Business in the store is getting better and better these days, and there is more and more money, and it is too troublesome to carry it on your body all the time. But a few times in the past few days, there are so many people in CCB that I can't even save money when I get off work at the bank. ”
It is worth mentioning that the newly built CCB in Cangshou and the automatic deposit and withdrawal machine are still under construction, and ordinary people really have to queue up at the window to do business if they want to deposit and withdraw money.
Lu Heng's mouth moved, and he looked at the crowded scene of the bank.
Just as he was about to speak, Lu Youcheng preemptively said: "I won't say anything more to you, I'll hurry up and line up to save the money." Don't be stunned here, the store is too busy, you hurry to the store, your mother is still there, you go and help her. ”
Lu Heng looked at Lu Youcheng and said, "Dad, you give me the money, I'll help you save it, there are so many people here, there will be a long queue." ”
Lu Youcheng glanced at him and said impatiently: "I asked you to go to the store to help your mother, if you don't go, it's not the same as queuing up to hand it over to you, don't say it, I'll go first." You know where our store is, don't make mistake, the first floor of the women's market is just around the corner. ”
After speaking, without waiting for Lu Heng to speak, Lu Youcheng hurriedly entered the CCB with his satchel.
Lu Heng sighed helplessly in the back, if he let him go, it would be an instant matter to save money.
took out the phone and looked at Lu Youcheng, who was at the end of the line, Lu Heng dialed the phone number of Hu Fanghua, the lobby manager of CCB.
"Mr. Lu, you called back just now, are you going to wait for me to drink together after work?"
Previously, Lu Heng chatted with Hu Fanghua for a while when he was handling the repayment, because the lobby manager was not as businesslike before, but seemed to be much more familiar.
Lu Heng cleared his throat and said, "Manager Hu, it's okay to drink, but now there is a small matter that I need your help with." ”
"Oh, what's the matter? Listen, if it's related to our bank, then it's fine. ”
Lu Heng's eyes fell on his father's back who looked forward from time to time, and said softly: "My dad deposits money in your bank, there are a lot of people, maybe he can't save it after work, see if you can arrange it." He wore a dark brown coat, a conspicuous straw stuck in the laces of his shoes, and a satchel around his waist for money. ”
On the other end of the phone, Hu Fanghua didn't ask why Lu Heng didn't come in person, and laughed loudly: "No problem, I'll arrange it immediately, but next time you want to invite me to drink!"
"Okay, no problem. ”
Lu Heng hung up the phone gently, and his excellent eyesight saw his father being called away from the crowd alone by the enthusiastic Hu Fanghua, and he breathed a sigh of relief, and then turned to leave. (To be continued.) )