Chapter 230: Being smart is mistaken by being smart

"Xiaomei, you go in first, I'll park the car in the back parking lot. ”

Li Qinghuan said to Liu Ruomei, who was sitting in the passenger seat.

The two of them took advantage of the lunch time to drive to this China Merchants Bank in the central area of Mingguang to open a securities account.

The bank is located on the side of the street, and there is no parking lot in front of the door, so if you want to park your car, you need to go around to the courtyard at the back.

In line with the idea of saving time, Li Qinghuan asked Liu Ruomei to go in first, and come over after parking the car, so that he could save some time.

Liu Ruomei nodded, then opened the car door and got out of the car and walked towards the bank gate.

Li Qinghuan released the brakes, the car turned a corner, and drove towards the compound behind the bank.

Walking into the bank, the lobby manager immediately greeted me warmly.

"Hello, do you have any business?"

Liu Ruomei replied: "I want to speculate in stocks, come to open an account, where is the counter?"

The lobby manager pointed to a corner, where there was a desk, and behind it were Lao Hei and Xiao Gu.

Liu Ruomei thanked the lobby manager and walked towards this side.

……

Lao Hei and Xiao Gu, the two have a division of labor, and they should have been stationed alone and went out to "solicit" alone.

But after a few days of busy work to no avail, the two of them became lazy, so they simply squatted in the bank hall.

However, in this way, a question arises, that is, who will receive the customers when they come?

The brothers still have to settle accounts, and after discussing with Xiao Gu, Lao Huang decided to take turns to receive customers.

For example, today, the first customer who comes to consult should be received by Xiao Gu, regardless of whether the customer has an account in the end or not, it will be counted as occupying this quota.

When a second customer came to consult, Lao Hei came to receive him.

When Liu Ruomei walked into the bank hall and consulted the lobby manager, Lao Hei had already noticed.

He has been working for seven or eight years, and of course he has a vicious eye, and he can see at a glance that this girl is a little rich woman.

From the way she dresses and the LV bag she is carrying, it can be seen that she must be a rich person!

If this is to open a securities account, how good it would be, maybe his task this month will be completed, Lao Hei sighed in his heart.

Who knows, after the girl said a word to the lobby manager, she actually came in her direction, and it seems that she really wants to open an account!

Xiao Gu next to him also saw someone coming this way, so he wanted to get up to welcome him.

The old black rolled his eyes, and he took a step forward, got up and left the desk, and greeted him directly: "The beautiful girl is here to open a stock account, welcome!"

Xiao Gu behind him was dumbfounded, what is going on with Lao Hei?!

It's not like he hasn't seen this situation, isn't it just grabbing customers, the problem is that everyone has discussed it and takes turns to receive it?

But now that Lao Hei is talking to the customer, Xiao Gu doesn't dare to go up and turn his face, in this way, it is easy to be complained by the customer. Even if the customer doesn't complain, the bank's lobby manager will step in to lecture them both.

Liu Ruomei saw a dark-skinned man in his early 30s greeting him with a smile on his face, so he nodded yes.

Lao Hei's heart blossomed with joy, his adventure this time was really right, this little rich woman really wants to open an account!

So he diligently led Liu Ruomei to an empty table next to her, instructed her to fill in the information, and asked for Liu Ruomei's ID card to help her make a copy.

Just when Lao Hei returned to his desk to copy his ID card, Xiao Gu asked him in a low voice with anger: "Lao Hei, what's the matter with you! Didn't you say that I would receive customers first today?!"

Lao Hei looked confused and looked up at Xiao Gu: "Xiao Gu, are you mistaken, didn't you receive customers first yesterday, and it's my turn today!"

Looking at Lao Hei's affirmative look, Xiao Gu was a little confused.

No, could it be that I really remembered it wrong, but there were no customers who came to consult yesterday, and I really can't remember who received it first.

Lao Hei took care of himself and copied his ID card, took out the photocopy, and turned to leave.

Leaving Xiao Gu alone to sit there in a daze, he was trying to remember who would be the first to receive customers today.

Lao Hei secretly laughed in his heart, this stupid boy is really stupid, he can't figure it out when he is fooled by himself.

The procedure is very simple, after Liu Ruomei filled out the form, Lao Hei operated on the computer, and helped Liu Ruomei download an APP on her mobile phone, telling her that the account can be officially opened and used tomorrow.

Of course, there is another key question that Lao Hei did not forget to ask, that is, how much money Liu Ruomei is going to transfer into the securities account.

"Excuse me, how much money are you going to transfer into this account? Of course, you can use as much as you want, but if you have a large amount of funds, I can help you apply for a lower commission rate. ”

"Hmm...... Let's transfer in a million first. Liu Ruomei thought about it for a moment and replied.

Lao Hei was overjoyed when he heard this, and he was indeed a rich woman! A whole million, and now his task for this month has been completed.

He was secretly proud in his heart, he had done a beautiful job of cutting off his beard this time! He had a vicious eye and made a decisive move.

At this moment, Li Qinghuan walked in, and Liu Ruomei hurriedly beckoned: "Qinghuan, come here, you can open an account here." ”

Another one to open an account!

Liu Ruomei's words, Lao Hei and Xiao Gu both heard it, Xiao Gu did not hesitate this time, stood up suddenly, and stepped forward.

"Hello, do you want to open a securities account?"

Li Qinghuan nodded, then smiled at Liu Ruomei and asked, "Have you done it?"

"It's going to be over soon, and this procedure is quite fast, faster than getting a bank card. Liu Ruomei replied.

And Lao Hei, look at Li Qinghuan, and look at Xiao Gu, his face is full of bitterness.

His eyes were indeed vicious, and he could see at a glance that the handbag that Li Qinghuan was carrying was Hermes! Although he didn't see that this was a platinum bag, and it was a limited edition.

But Lao Hei also knows that Hermes' bags are much more expensive than LV's......

If you look at it this way, isn't this girl who comes later richer than the first one?!

But it's too late to regret it now, who let himself be clever, thinking that he made a profit, but he suffered a big loss.

Originally, this second, richer customer should be his own.

In the end, after Li Qinghuan completed the formalities, when Xiao Gu asked her about the amount of funds transferred as usual, the number Li Qinghuan said almost didn't make Lao Hei faint on the spot!

"Oh, I'll transfer 10 million tomorrow, and there will be more later, remember to help me apply for the lowest commission." Li Qinghuan said with a smile.

In fact, it doesn't matter if the commission is more or less, because only when trading does the commission fee be incurred.

She is not the kind of person who plays short-term and needs to trade frequently.

If you buy it once like her, you may not sell it in a year or two or even two or three years, and the commission really doesn't matter, it's not bad for the hundred and ten yuan.

If you open an account with a securities company and trade stocks through this account, you will have to pay a commission to the securities company for every transaction.

That is, some old shareholders often say that the money earned is not enough to pay the commission of the securities company!

At the beginning, this commission was not low, three or four thousandths, that is, every time you buy and sell stocks, if you use 10 million funds, you have to pay 30,000 or 40,000 yuan to the securities company.

It doesn't seem like much, but if you buy and sell stocks once a day, it's 100,000 a month, isn't that a scary amount.

This is also the reason why in a bull market, securities companies are so profitable!

During the big bull market, there was once a securities company with an average annual salary of more than one million for all the employees of that year!

Yes, it's a real thing. That securities company, all the regular employees, on average, got more than one million wages and bonuses that year!

In the big bull market, when the year-end bonus is exposed, all the limelight is robbed by securities companies, and it is not uncommon to see 36 or even 72 salaries.

Of course, now this commission rate has been reduced, generally around three or four thousand.

……

Sending Li Qinghuan away and Liu Ruomei, Xiao Gu and Lao Hei returned to the bank lobby.

Xiao Gu said happily: "Oh, today is really an unexpected surprise! Ten million, I haven't completed all the tasks of the year." Thank you, old black, and luckily you remembered that you were the first in line today. I'll treat you to dinner and drink in the evening! ”

Lao Hei almost didn't have a mouthful of old blood spurting out, and he wanted to strangle himself.

"Hey, yes, it's time to celebrate. Old Black smiled bitterly.

After getting off work in the evening, Xiao Gu really invited Lao Hei to dinner, and Lao Hei killed a bottle of liquor by himself.

He patted Xiao Gu's shoulder drunkenly: "Brother, you are a fool and have a fool's luck, my brother admires you!"

Xiao Gu was also a little drunk, and said with a smirk: "What's the matter, old black brother, how can you admire me." You know a lot more than I do, and I want to learn from you. ”

"Don't, don't...... Don't learn from me, really, my brother is all clever and can't get on the stage. Lao Hei shook his hand and said.

……

On the second day, the accounts of Li Qinghuan and Liu Ruomei were successfully opened, and the two of them transferred the funds into it separately.

Liu Ruomei smiled and said, "Let me buy it first, I have little money." You have so much money, if you buy it first, I guess I won't be able to buy it. ”

What she said is a bit exaggerated, although Li Qinghuan has a lot of funds, and the trading volume of Huashang International shares has been sluggish recently, but it will not be 10 million to sweep away the goods.

You must know that Huashang International can now be regarded as a large-cap stock, with a total share capital of up to one billion shares and a total market value of tens of billions.

During the Chinese New Year, Huashang International's two major moves, financing and share expansion, and mergers and acquisitions of THE TOP SHOP.

directly led to a wave of sharp rise in Huashang International's stock, from 30 yuan to more than 60 yuan. Of course, because there is no big money involved, the opening board has been declining after more than 60, and now it is about 50 yuan.

However, when it reaches 50 yuan, the stock price can no longer fall.

First, because in the market, the outstanding shares of Huashang International are really small, and the daily trading volume is now no more than 0.5%, that is, the turnover of one or two hundred million.

。 vertex