Chapter 0267: The fire has reached the whole country

The reason why Su Yang felt strange was because the income of Nanhu Supermarket's network channel was not announced.

At present, no bank knows what Nanhu's revenue is today.

Therefore, Su Yang would not think that the director of Nanzhang Bank came to tell him that he was not in a hurry to collect money.

So Su Yang's tone is not bad, but it can't be considered good, which makes Zhang Qichuan embarrassed.

To tell the truth, he is a native of Jiangzhou City, and now that such a potential emerging enterprise as Nanhu has emerged in Jiangzhou City, Zhang Qichuan also feels that it should be supported by key support.

Moreover, supporting Nanhu, a newly rising enterprise, is very important for the expansion of Nanzhang Bank in Jiangzhou City.

But he was just a small director of the Jiangzhou branch.

People are soft-spoken and have little right to speak.

I don't know if the president has his head caught in the door, or if he has a grudge against Su Yang, so he has to fight with Nanhu Group.

"Mr. Su, it's like this. Didn't your group borrow 100 million yuan from us before? You see, there are still two days before the end of the month, and our president specially asked me to ask if there are any difficulties in Nanhu. ”

Zhang Qichuan had a flattering smile on his fat face.

Because Zhang Qichuan didn't want to offend Su Yang.

When the governor pats his ass and is transferred to the provincial capital, he will almost be finalized in Jiangzhou City in his life.

Offended Su Yang?

Didn't you see the people who offended Su Yang, how miserable it was?

Even Lichuan Group, the largest real estate boss in Jiangzhou City, was sent to prison by Su Yang.

So when he spoke, Zhang Qichuan tried to be as tactful as possible.

Su Yang naturally saw it: "Listen to your accent, it's from Jiangzhou City?"

"Hmm. In fact, Mr. Su and you are still fellow villagers, and you are also from Shanlan County, but my family moved to Jiangzhou City when I was very young. Zhang Qichuan hurriedly replied, treating the boss of a large group like Su Yang, who is a ruthless character, he is not so bullish as a director.

Although it's a fellow.

But the identity of the other party is the director of Nanzhang Bank, and Nanhu and Nanzhang Bank are not very pleasant at present.

It's just that Zhang Qichuan's attitude is not annoying, and with the status of a fellow countryman, Su Yang will not show his face.

"Fellow. Su Yang nodded, and asked Song Jiatong to pour Zhang Qichuan a cup of tea, "Director Zhang, what if Nanhu has no money to pay it back?"

No money to pay back??

Zhang Qichuan's face became embarrassed all of a sudden, and he coughed for a long time: "That...... If Nanhu has been in trouble with capital turnover recently, it is actually not impossible. That is, Nanhu has to make a little concession. ”

Su Yang's lips moved slightly, but he didn't make a sound.

If he really made a sound, Zhang Qichuan at this time would have heard Su Yang say: "Go to your m's concessions." ”

"Mr. Su, what were you going to say just now?" Zhang Qichuan asked nervously.

"I mean, you Nanzhang Bank is quite sweet. You go on, what concessions is Nanhu going to make?" Su Yang smiled, not at all like he was about to scold just now.

It is estimated that this concession is a bit difficult.

So Zhang Qichuan hesitated for a moment, and then spoke: "What our president means is that it is not impossible for Nanhu Group to really postpone. Mr. Su, as the major shareholder of Lichuan Group, after Lichuan Group merged Nanhu Real Estate, there are several communities ready to be sold, if you are willing to take the 13 community mortgages to Nanzhang Bank, then ......"

Boom.

The teacup in Su Yang's hand was heavily placed on the table.

Zhang Qichuan was taken aback.

Fat people are already prone to sweating, and when Su Yang made it, fine beads of sweat suddenly appeared on Zhang Qichuan's head, even if the air conditioner was turned on in the reception room.

"With a loan of 100 million, you want to take the mortgage of Lichuan Group 13, and your president can't help but look down on himself, right?"

Su Yang is not afraid of turning his face with Nanzhang Bank at all now.

With the support of new business points, Su Yang does not have too many banks to choose from.

Perhaps the preferential rate of state-owned banks is not as good as that of local banks, but Suyang is not so much that he will be led by the nose by a Jiangzhou branch under the provincial capital Nanzhang Bank.

"Mr. Su, in fact, it is also beneficial to cooperate with our Nanzhang Bank. Zhang Qichuan took out a tissue to wipe the sweat beads on his forehead.

"What's the benefit?" asked Su Yang with a sneer.

"For example, this 100 million, we can not rush it. Zhang Qichuan said.

"Heh......"

Su Yang continued to sneer: "No, Director Zhang, what I just said was the wind in my ears?"

Zhang Qichuan was anxious: "In the future, if you take out a loan in the future, it will be easier to approve a large amount, and according to the practice of our bank, the interest rate will definitely be much lower, and your company can save a lot of money in a year with interest alone." ”

"Director Zhang, I'm afraid what you said later is not what your governor meant, right?" Su Yang said.

“……”

Zhang Qichuan originally wanted to quibble, but looking at Su Yang's eyes, he knew that this matter could not be hidden, so he could only nod helplessly.

In fact, if this is the case, whether it is Nanhu Group or Nanzhang Bank, it is a very cost-effective deal for both parties.

It's a pity.

The current president of the branch, Su Yang, estimates that at least a lot of benefits from Dongdu Province have been collected privately.

Private benefits are obviously more important than branch gains.

And even if the branch doesn't have Nanhu as a customer, it doesn't have to go out of business.

Therefore, for Nanhu, there is absolutely no possibility of cooperation.

"Director Zhang, I think you should know more or less about my Su Yang's personality. From the beginning of my operation of the Nanjin Hotel to the present, have you ever seen me Su Yang surrender to anyone?" Su Yang asked.

Zhang Qichuan thought about it, and he had heard rumors about Su Yang.

Without exception, whoever dares to stumble on Su Yang will definitely have to face Su Yang's strong counterattack.

You can defeat Su Yang, but don't think that Su Yang will be soft.

Even if it is a temporary concession, it is just Su Yang accumulating strength.

"Nope. ”

Su Yang stood up: "Since you know, please trouble Director Zhang to go back and tell you the president." 100 million loans, including interest, will be repaid in full in 2 days. ”

"Also, Jiangzhou City is not only one of your banks, Nanhu is such a big business, Nanzhang Bank should not take itself too seriously. ”

After saying this, it means that you are going to send off the guests.

"Mr. Su, I also know that our president is a little strange this time. But Nanhu Group is now in debt of 2 billion, which bank in the entire Jiangzhou City does not know?"

"And last time, it was just an online public opinion, which almost ruined Nanhu's reputation. Therefore, now the risk index of major banks for Nanhu has been raised a lot, and it is difficult for you to borrow 100 million yuan from any bank. ”

But in the face of Zhang Qichuan's words, Su Yang did not loosen up in the slightest, and walked out of the reception room directly.

Looking at Su Yang who was leaving, Zhang Qichuan suddenly felt so powerless.

This is Su Yang, the helmsman of Nanhu.

This moment.

Zhang Qichuan recalled the CEOs of other companies.

Those little bosses saw that they were all holding high, because they begged themselves to lend money quickly.

When the CEO of a large company sees himself, he is also amiable, where is he willing to turn his face like this.

But at the moment.

Zhang Qichuan found that Su Yang was really the kind of person who dared to turn his face with you at any time.

It doesn't matter if you are Lichuan, Dongdu Road, Mingzhu, or Nanzhang Bank, as long as you dare to stumble on him, he will dare to kick you away.

"Why bother, isn't it you who suffers in the end?"

Zhang Qichuan sighed.

I looked at the time, and it was time to get off work.

It's rare that there is no entertainment tonight, so go home and spend time with the children.

Zhang Qichuan no longer remembers how long he has not been home to accompany his children since he was socializing every day.

On the way back.

Zhang Qichuan is still wondering, where did Su Yang get the confidence to argue with Nanzhang Bank.

At the end of the month, I will pay back 100 million.

With the current situation of Nanhu, where can this 100 million be easily borrowed.

Even if he borrowed usury, no one dared to borrow 100 million from Su Yang.

Buzz Buzz......

The phone rang, and when I picked it up, I saw that it was the president who opened it.

"Did Su Yang agree to our request?"

"President, it's not easy to do, Su Yang said that we will pay us 100 million at the end of the month, and depending on what he means, he will not have any cooperation with our Nanzhang Bank in the future. Zhang Qichuan was a little regretful.

I thought that if things went wrong, the president would be angry.

As a result, the president laughed on the phone: "The hairy boy is the hairy boy." I know more about the banking system than he does, and now no bank in Jiangzhou City dares to approve a loan of 100 million yuan for him. When the time comes, he will come to us and beg us. ”

Zhang Qichuan was a little strange: "But I see that Su Yang is very confident today, only 100 million, what if any bank really dares to gamble?"

"Gamble? Do you think Su Yang only needs this 100 million first aid? If the Pearl Center wants to modify it, he Su Yang will have to throw another 600 million into it, and the Liulu Academy will spend money like water. Let me tell you this, the banks are not worried about whether Nanhu's capital chain will break, but about how many more months it will last. ”

As soon as the president said this, Zhang Qichuan understood.

Nanhu is now a high-debt, high-risk enterprise.

Don't look at the infinite scenery on the surface, but it has only been 9 months, and it has expanded to such a big size, once the capital chain is broken, the prosperous Nanhu Group will collapse in an instant.

At this time, unless the government stands up and supports Nanhu, no bank will dare to approve the loan easily.

But the government doesn't have any money right now.

At that time, Suyang interrupted the soaring housing prices in Jiangzhou City, resulting in land prices not rising, and the life of the municipal government is estimated to be more difficult than Nanhu.

If not, the government will have to find a way to find a company to borrow money from banks or issue bonds.

"Don't worry, Su Yang will come to us tomorrow and the day after tomorrow at most, and I will see how he will be tough with me when the time comes. 13 mortgage does not agree, when the mortgage flow is less than 12, I will have to break his capital chain. ”

With that, the president hung up the phone.

Zhang Qichuan's mood also improved a lot.

If you really tell the president, you don't have to worry too much.

Zhang Qichuan, who was in a good mood, also bought a few catties of fresh beef on the way home, and he took a bite, eating beef and drinking wine.

By the way, I called home and informed my wife to cook a good meal of wine and food.

It's just that when Zhang Qichuan came home, he found that the meal had been prepared, and it was still a table of his favorite dishes.

"Wife. You're cooking so fast today, you're ready so quickly? ”

Zhang Qichuan brought the beef in.

"Dad, what are you buying beef jerky, I'll just place an order for vacuum-packed food, just heat it in the microwave. ”

Daughter Zhang Qian said with some disgust.

"If you don't eat fresh vegetables, what vacuum-packed food can you buy, can that thing be fresh and delicious?"

Zhang Qichuan said and smelled the dishes on the table, the fragrance was refreshing: "Wife, your skills have increased greatly." ”

Zhang Qichuan's wife was coming out of the kitchen with a plate of beef: "What kind of craftsmanship has risen sharply, it's not that your baby daughter heard that you were going home for dinner, so she placed an order to buy vacuum-packed food, and I heated it in the microwave after sending it over just now." ”

"What?"

Zhang Qichuan was a little incredulous: "This table of dishes is all vacuum-packed food heated?"

"Yes, don't say it, this dish smells very good, and the taste is good, not much worse than the meals I ate at the Nanhu Hotel. You rarely go home, and Sissi and I have been eating this for the past few days. Although the price is a bit expensive, it is really delicious. ”

Zhang Qichuan found that he couldn't keep up with his wife's thinking, but he knew that his wife never liked to eat this vacuum-packed food, because it was really hard to eat.

But this scent.

Zhang Qichuan felt greedy when he smelled it.

The unbeliever picked up the chopsticks and tasted it.

When the tender beef entered his mouth, Zhang Qichuan felt that his taste buds were completely conquered by the aroma of beef.

This vacuum-packed heated beef is actually much better than the beef that his wife usually makes, and it is not much different from the texture and taste of the beef in the Nanhu Hotel.

Especially the taste of the chili pepper, which made Zhang Qichuan want to stop, and his saliva continued to secrete.

For a meal, Zhang Qichuan was sweating profusely.

A table of dishes was swept away.

"Dad, isn't it particularly delicious? Zhang Qian asked with merit.

"Not bad, not bad. This is the vacuum food that I bought, and it is not worse than that of the South Lake Hotel. I know that Nanhu's food is never taken out because it is difficult to maintain the taste. ”

Zhang Qichuan was really emotional.

The food at the Nanhu Hotel is really good, but it can only be eaten at the Nanhu Hotel, and the taste drops particularly badly after taking it away, so it must be eaten while it is hot.

"Dad, this is Nanhu's. ”

As she spoke, Zhang Qian handed a vacuum-packed bag to Zhang Qichuan: "This Nanhu is amazing now, and the vacuum food is as delicious as the freshly fried food in the Nanhu Hotel." Now I and my classmates tell me not to cook at home, just go to Nanhu Supermarket to buy it, or place an order on the app. ”

"What? You said this is from Nanhu Supermarket?"

Zhang Qichuan was completely stunned.

He suddenly had a bad feeling.

"Yes, otherwise how could there be such a delicious dish, your daughter is smart, right?"

Zhang Qian smiled and said: "I actually watched the food anchor Weng Qian to know that Nanhu actually launched such a delicious vacuum-packed food, which is much faster than ordering takeout." You see, as soon as I place an order, a rider from the nearest Nanhu supermarket to our house will deliver it, and it will take 5 minutes. ”

"Dad, let me tell you, this vacuum food is on fire now. Not only our Jiangzhou City, but even the provincial capital, and even people from other provinces buy it. I saw someone on the live broadcast that she lived in Shanghai, and placed an order from Taobao or Jingdong Mall at night, and the next day there was a tailwind to be airlifted to her. ”

"A lot of white-collar workers now bring this vacuum food to the company, and they just need to heat it in the microwave at noon. ”

Zhang Qian held her mobile phone and kept demonstrating to Zhang Qichuan how to place an order, and kept talking.

And it seems that in order to convince his father, he will eat Nanhu, the newly launched vacuum-packed food, in the future, and constantly show Zhang Qichuan the evaluation and sales of Taobao and Jingdong.

All the praise, and that horrible sales.

Zhang Qichuan felt his head buzzing.

directly snatched Zhang Qian's mobile phone, and the earliest comment was only 10 days.

But just the sous-vide boiled beef sold more than 2,000 orders in 10 days, not to mention other diverse dishes.

And that's just Taobao's.

Not counting Jingdong Mall, Nanhu Supermarket APP, live broadcast ordering, or even going directly to Nanhu Supermarket to buy it.

Even Zhang Qichuan found that Nanhu Supermarket was still selling golden sleep pillows, detergents, toothpaste, toothbrushes, towels and so on.

And the golden sleep pillow worth more than 1,000 is selling very hot.

In 10 days, the combined sales of Taobao and Jingdong Mall have exceeded 10,000 pieces, which is more than 10 million sales.

And now it has been sold out, and money can't buy it.

"Why can't you buy this?" Zhang Qichuan asked his daughter suspiciously.

"It is sold in limited quantities every day, and it is said that the production capacity cannot keep up, but the customer service at Nanhu said that the production line has been increased, and the supply will come up after a while. Zhang Qian explained.

At this moment, he finally understood where Su Yang's confidence came from.

Nanhu secretly laid out online channels without many people knowing.

Moreover, in order to promote, these stores also have a bunch of coupons, as well as advertisements on Taobao and Jingdong apps.

And that's not all.

Nanhu has also recruited a lot of female anchors.

According to her daughter, many of these female anchors who broadcast Nanhu products live have gone from obscurity to now being popular.

Even the hottest Weng Qian is now even more popular outside Jiangzhou City, and her value has risen directly.

"It's over, it's all over, we offended Su Yang of Nanhu to death. ”

Zhang Qichuan put down his mobile phone decadently, walked to the balcony, looked at the busy Jiangzhou City, and made a phone call to the president with a heavy heart.

South Lake.

It's about to take off again.

As long as Su Yangken releases the news, Nanhu Supermarket officially lays out the network and supplies to the whole country, and the sales volume is probably tens of millions in just 10 days, and now the products are sold out every day.

Once this news is announced, a bunch of banks in Jiangzhou City will take the initiative to send money to the door.

Not to mention a 100 million loan.

As long as Su Yang said that he would expand his production capacity and prepare to supply the whole country with all his might, even if it was a loan of 1 billion yuan, the bank would rush to send money over, and even a lot of capital would want to finance Nanhu.

When the time comes, Su Yang can choose any bank to cooperate with at will.

Only, it will never be Nanzhang Bank.

Whether it is the Jiangzhou branch or the provincial headquarters of Nanzhang Bank.

Don't even think about taking advantage of a dime in the strong rise of Nanhu.

And what Zhang Qichuan didn't expect was.

Not only did it take less than a dime, but Nanzhang Bank was about to pay a heavy price for it.

Because Su Yang's counterattack was so sharp.