When Fang Xiaowu heard this, he subconsciously frowned: "You mean, we will use the construction money that China Resources Vanguard should pay to Chutian as collateral?"

"It's not a mortgage. Huang Erfeng shook his head, "It's a repayment deposit." ”

Fang Xiaowu's mind flashed with inspiration, and he suddenly figured out his operation concept, and exclaimed, "Open a restricted account alone?!"

As a result, Huang Erfeng was more surprised than him: "Huh?!Xiao Wu, you have been working very hard lately, can you guess such a way out of the way?"

Fang Xiaowu smiled bitterly and said secretly: I just finished making an idea with Luo Yafu from the Rural Credit Cooperative, and I want to open a restricted account separately...... Hey, why did you do it today?

The key question is, can Vanguard agree?

"Why not?"

Huang Erfeng smiled confidently: "China Resources Vanguard is listed in Xiangjiang, and it pays great attention to the company's reputation, and the money that should be paid to Chutian will definitely not be bad, but when it is paid, it must be done according to the contract." ”

Fang Xiaowu suddenly remembered something, and hurriedly asked, "When will it be paid?"

"You have to see the contract to be sure, and if you talk a little deeper, you will have the opportunity to see Chutian's audit report and related contracts. ”

Huang Erfeng replied casually, began to sketch and wipe on the paper, and finally made a few numbers.

"I have the impression that the construction of China Resources Vanguard shopping mall officially started in January 16, and the structure was capped around November and acceptance began, at which time China Resources will probably pay 50% to Chutian. In one to three years after the cap, another 40% will be paid, and about 10% will be left as a quality deposit. ”

"According to the acceptance date, China Resources should pay Chutian between December and January every year, and the end of December is the financial year settlement period, and January payment is the most likely. A one-time payment of 20 to 30 percent should be made early next year. ”

, professionals are really different, can this be counted?!

Fang Xiaowu was secretly speechless, and a sense of urgency rose in his heart.

If Chu Tian doesn't die this time, let Li Zhan survive until January next year, maybe he will be able to rely on that money to relieve his anger!

No, we must kick out Wang Bin as soon as possible, pull Huang Erfeng into the project, and partner with Nianhua.

With his level, as long as he sees Chu Tian's audit report and various contracts, he will definitely be able to see Chu Tian's weaknesses!

Secretly made up his mind, Fang Xiaowu listed these two things as the first goal in the near future - driving away Wang Bin and winning over Huang Erfeng are two completely different things.

Of course, it's better to figure out the project plan first.

"Therefore, we want to use the accounts payable of China Resources as a source of repayment for Truking's financing project...... What are the procedures?"

"Two points. ”

Huang Erfeng raised two fingers.

"First, I communicated with Chutian and asked China Resources to issue a letter of commitment to repay on time, promising to pay the accounts payable to Chutian's designated account on time in accordance with the contract. We're going to get the original. ”

"Second, this designated account should be opened in the bank where you have negotiated a guarantee, and it should be controlled as a whole with the entire project, and a series of restrictions should be set to ensure that the money will not be misappropriated and will be used to repay the project loan first. A letter of guarantee from the bank is also required. ”

In other words, Chutian wants to open two restricted accounts in Yun Commercial Bank, one account is used to receive Fang Xiaowu's money, and the other account is used to collect the sales money of the Shengshi Huanian Community and the construction payment payable by China Resources.

The account in front is for Chu Tianhua, and the account in the back is for repaying the loan.

Both accounts are under the control of Yuncheng Shang, and the so-called restricted account means that Chutian cannot withdraw money at will, and must obtain the consent of the bank, and the use of funds is restricted and supervised.

In this way, the interests of the financiers can be guaranteed to the greatest extent.

Only in this way will Yuncheng Merchants be willing to provide guarantees, and Luo Yafu will be able to go through internal risk control and provide funds!

The most difficult point of the whole project is that the collateral value of Chutian Real Estate is not enough, and now, this problem can be perfectly bypassed with a double coverage of the repayment source!

On this project, Chutian has been biting on the need to use a 300 million commercial building mortgage of 300 million, because Li Zhan can't get more collateral.

Arguably, no single agency would agree to such a ratio.

If Nianhua's competitors can't find a better way to deal with the mortgage ratio problem, then the loan amount will definitely not be high.

Now with this plan as the foundation and Fang Xiaowu's financial support, Nianhua is basically invincible in the competition!

The project is just around the corner.

Li Zhan and Chu Tian will enter the urn!

Fang Xiaowu suddenly thought of another detail and asked, "Brother Huang, is it difficult to get a listed company like China Resources to issue a letter of commitment?"

"It's certainly not easy, the listed companies in Xiangjiang are rigorous, attach great importance to legal issues, and are serious about pulling the skin for a while. But ......"

Huang Erfeng made a pick under the word Chutian, and suddenly smiled evilly: "What does it have to do with us? If Chutian wants money, he has to talk to China Resources." ”

"Li Zhan is willing to spend his strength, so what's so difficult?"

"This is the money that China Resources must pay, and it is nothing more than a separate emphasis, changing the remittance account, and going to the board of directors to stamp a seal, rest assured. ”

"Okay!" Fang Xiaowu slapped his face excitedly and looked at Huang Erfeng eagerly, "Brother Huang, don't bother the second master, please help me write a letter of commitment?"

Huang Erfeng's face suddenly became bitter: "Xiao Wu, do you want me to do this for you?" Brother Bin knows that he can't hate me to death?"

"Isn't there my thanks?" Fang Xiaowu learned from the appearance of Lao Liu in the driving school, and patted his chest, "I promise not to ask you to help in vain!"

Huang Erfeng's eyes flashed, and he said jokingly: "Oh? Then tell me, what level of feast?"

Fang Xiaowu was waiting here, suddenly raised his head and stared at him: "I'll kick Wang Bin out, how about you come to the group instead of Brother Wang?"

As soon as his attention was concentrated, [Void and Reality] was passively launched with all his might, and Huang Erfeng's heartbeat was captured in an instant.

Of course, Lao Huang still didn't care.

"Yo, this is offending, isn't it? If you want me to say, it's not good. ”

Acting in front of me, you are the actor?

Fang Xiaowu smiled and said: "There is a year for running a project, and I have a financial guarantee, just a little work, how much profit is willing to be shared in Nianhua, it is equivalent to picking it up for nothing, isn't it better than any big meal?"

"Let's talk about it. ”

Huang Erfeng shook his head, glanced at Chen Xiang's office casually, and smiled meaningfully.

"What did you just say, what is it like to block people's money? I feel that Binge may be aiming for more than just this errand fee. ”

"I know. ”

In an instant, Fang Xiaowu's eyes became extremely cold.

"There is a very simple truth, but there are always people who can't see through it - the master can only be touched by monks, and Taoist priests can't touch it, and if they dare to touch it, they must be careful that their paws are broken. ”

Huang Erfeng was stunned for a while, and asked with a wry smile: "Chutian's project is Shitai?"

Fang Xiaowu looked at him deeply, squinting his eyes and smiling evilly.

"No, Chutian is a temple, and Li Zhan's family is the master. ”