Wang Fang's mother's health doesn't seem to be very good, saying that she is uncomfortable somewhere, Wang Fang is a little worried, and it is really inconvenient for rural people to see a doctor. Of course, Wang Fang has the ability to accompany his mother to the city for a physical examination, but other people's mothers are not so lucky, so he fell into deep thought.

There are tens of thousands of Ande clinics, and the poor people in the world are happy?

After returning to Hot City, Wang Fang studied this issue specifically. Wanda's investment of 15 billion yuan to establish three general hospitals in cooperation with the British International Hospital Group can improve the quality of China's private hospitals, which is a great thing, but Wang Fang does not have so much money, and this cannot solve the problem of inconvenient medical treatment in rural areas.

Besides, for ordinary people, if there is no medical insurance, it is a burden whether they are found to be sick or not. Therefore, Wang Zhan has a strong urge to enter the field of commercial medical insurance, and he knows that the country's medical insurance has many drawbacks.

Especially in rural areas, medical insurance is paid less, and there are fewer reimbursements for illness, and serious diseases are still enough. Even in Shanghai, cancer drugs are not reimbursed. Critical illness medical insurance is very expensive, a typical type of ******** insurance, the basic insurance amount of 200,000 yuan needs to be paid 5,500 yuan per year for 20 consecutive years.

Wang Fang thought to himself, it is said that there will be no more than 200 acquaintances who can be named in a person's life, if calculated on this scale, 200 people are a basic unit, and each person pays 1,000 yuan to make up 200,000 yuan. If the year is divided into 365 days, you will pay 2.74 yuan per day.

This is obviously an expense that anyone can afford. The reason for this distinction is to control the risk and not let the project be crushed by the risk when the scale of the insurance project is small. These 200 people will pay 1,000 yuan in four installments, the first payment is 100 days, that is, 274 yuan, and in case someone gets seriously ill in these 100 days, the maximum compensation is 54,800 yuan.

After the compensation of 54,800 yuan is paid, the insurance premium will be repaid, and there will still be zero risk to the project. If no one is sick (here is a special reference to 20 serious diseases such as cancer and heart disease, you can take care of yourself for minor illnesses and disasters), then pay the second 274 yuan after 100 days, the third 274 yuan after 100 days, and the remaining amount in the last 65 days.

After paying the premium for one year, there is a fund of 200,000 yuan, which is locked from then on, and if no one gets sick, there is no need to pay again.

In other words, if you are lucky, you only need to pay 1,000 yuan, and you will have an insurance amount of 200,000 yuan in the health community of 200 people, happy, right? It is best for these 200 people to know each other, so that they can supervise each other's healthy lifestyles, who wants to be bound to a healthy community with a 200-pound dead fat man or an alcoholic drunkard?

It is not necessary to know all of them, at least a handful of them have an intersection with another handful, and the relationship between them obtains a dense crossover relationship. Therefore, Wang Fang's Maker Youth Hostel is very suitable for experimenting with such an insurance program.

How difficult it is to build a contract-based society, Wang Zhan's plan has created a small temporary acquaintance society in modern society, and he feels quite creative and warm. As for how the project is operated, isn't the 200,000 guarantee money in his hands? The operating expenses are obtained from the investment income of the 200,000 insurance funds, and it is preliminarily determined that the cash management financial products will be purchased, with an annualized income of about 4% at present, and 8,000 operating expenses can be provided for every 200,000 insurance funds.

This is a charity + business project, Wang Zhan does not expect it to make money, he will pay out of his own pocket to build this insurance platform, and if necessary, he will also make up for the expenses required for operation. At least he will implement it in Wangjiazhuang, let the old man be the lead salesman, and include all the people who remain in the village into this system, and the cost can be paid out of the land contract fee.

At the same time, insurance is always associated with finance, the beta version of the blockchain cloud has finally ended, ready to launch version 1.0, and Jinchain Finance is ready to launch a demonstration product at the same time as this 1.0, which is the critical illness insurance fund platform: Watson Critical Illness Insurance Fund.

The reason why it is called this name is because Wang Zhan has been fascinated by IBM's artificial intelligence doctor "Watson" for a long time, and hopes to cooperate with IBM to have a low-cost solution in terms of physical examination and medical consultation, because his project will at least face the whole of China, where can the operating cost of 8000 afford the cost of so many doctors?

IBM's AI doctors have reached the level of medium-level professional doctors, which is what Wang Zhan needs, which is enough, and before officially going to a big hospital for medical treatment, he can use a very low cost to initially diagnose the disease, which is very cost-effective. The cost of cooperation is still out of Wang Fang's pocket, so many things can't be done without money.

People IBM definitely don't have a Chinese doctor project, no financial support, who will cooperate with you?

In other words, users who participate in Watson Critical Illness Insurance in the future can consult medical problems at any time through Guò artificial intelligence doctors, and this benefit is also just.

Although the cooperation with IBM has not yet been discussed, this expectation has made Wang Zhan's insurance project very popular, several programmers are working hard to invest in the development of the platform without any remuneration, they know that according to Wang Zhan's business habits, once they are the main programmers of the project, once the project is successful in the future, they will have the power of the dragon, and the benefits are great.

Any entrepreneur whose employees have a certain scale will worry about what happens to their employees, which is their social responsibility, so a boss like Boss Wu is very happy to see the emergence of such a thing as serious illness insurance, which is also worth advocating from his own interests, because he himself is because his employees have cancer, he really can't stand it, and he gives hundreds of thousands of employees out, in fact, he is very aggrieved.

Now it's okay, in the future, this kind of bad thing will be handed over to the serious illness insurance, and there will be a lot less trouble.

This kind of insurance is very similar to crowdfunding, without the promotion of entrepreneurs, there must be a certain relationship between 200 people, which is not easy. Therefore, when expanding your business, you always recommend it to the agency. When the platform was still in internal testing, half of the people in the entire Recheng Innovation Industrial Park joined the insurance fund, about 3,000 people.

Before the public beta of the project, Wang Fang simply sent the director of operations to give a talk at TED, and asked the salesman to focus on those business owners. They have a lot of influence, as long as they recognize this cheap concept of a healthy community, it is easy to get together 200 people, first develop large and medium-sized enterprises, and then small companies with dozens of people can also be small alliances.

It seems that Wang Zhan, who doesn't want to be famous, has now quietly become famous, and the salesmen said that their projects are famous entrepreneurs, and the new projects of the bosses of Escapement Technology, Qilang Technology, and Gold Chain Finance have achieved outstanding results, which immediately attracted the attention of the bosses, especially those bosses in the technology industry.

Boss Wang, who holds two unicorn companies, who is the enemy in the world? New energy is an outlet, and drones are also an outlet, however, people generally do not think that DJI is a unicorn, because their drones are more like playthings, but the gliding drones of Qilang Technology have established an airdrop network without dead ends in a province, and the business has expanded rapidly across the country, and has also obtained the permission of the air force air traffic control department, tested long-distance drones, and even has international reputation.

There is also TBB responsible for electronic stop signs, all of which are in full swing projects, the stop signs of the grass platform team are surprisingly easy to use, many bigwigs have deliberately gone to the bus station to experience the fun of hanging wire, although this is not a gold-absorbing unicorn, but won the pennant issued by the transportation department of the city, the rare ceremony was well received, and the municipal departments have a face, which is not easy.

If they had known that Wang had valued TBB more than Tencent, these bosses would have passed out in the toilet. At present, TBB has received requests from leaders of more than a dozen cities, hoping that they can accelerate the deployment in their cities to improve the convenience of citizens' travel. There are even municipalities that are willing to fund this process, and for these enthusiastic governments, of course, it is a once-in-a-lifetime opportunity to deploy in advance.

Some good people even began to set up archways for Boss Wang, what kind of Chinese entrepreneurial godfather or something, but the poor old Wang who didn't want to be famous didn't even plan to give a public speech.

There are also some friends who boast that they have sat on Boss Wang's three jumpers, which is rumored to be a strange talk and a beautiful talk. Seeing this, Charlotte's heart swelled with warm water, because this is how she met Boss Wang.

Boss Wang's podcast was even turned out, and his messy voice actually received more than 100,000 views per episode, which seems to be more popular than some science popularization masters. Sure enough, people are afraid of being famous, and pigs are afraid of being strong.

There are also friends with clever ears who can hear the imaginative plot from the clip of the first time he and Bai Ling recorded the show, which is really terrifying. Bai Ling was far away in Tokyo, and she blushed when she saw this kind of discussion.

She said she missed him, so he went to Tokyo to find her newlywed.

In Tokyo, Glass Hydrogen Co., the company he manipulated behind his back, has officially rejected Honda's $100 million cash offer, causing an uproar in Japan's tech community. He visited "his supplier" Glass Hydrogen Co., Ltd. in a public capacity.

It's not that he thinks that $100 million is less, but that at present, the future of Japan's hydrogen fuel cell technology is uncertain, and they will spoil the glass hydrogen company, or see how their own blue ice hydrogen internal combustion engine project develops.

According to the current development, it is completely feasible to use the blue ice hydrogen internal combustion engine to drive the motorcycle, and the comprehensive cost advantage of driving exceeds that of gasoline motorcycles, which can be promoted to Taipei, the holy city of locomotives.

In fact, this small move is a huge impact on the entire oil industry, and some American technology media have commented that this may be the world's first new energy vehicle that can travel long distances and surpass fuel in terms of performance and cost.

The Nordic countries, which are very environmentally conscious, sent a delegation to the city to investigate.

Motorcycles are very popular in hot cities, this motorcycle is named "Blue Ice Motorcycle", using a special modular battery design, ordinary citizens can purchase a minimum pure battery to travel 30 kilometers of configuration, usually commute to and from work on it, but when necessary, add glass hydrogen as fuel, can charge the battery, the endurance surges, and even exceeds the same kind of gasoline motorcycles.

The most amazing design is that ordinary electric vehicles can also use this benefit, because there is an external charging blue ice power bank, with a little modification, an ordinary electric car can be "hydrogenated", which is really a must-have for home travel.

The "godfather of entrepreneurship", which shocked his peers, once again refreshed everyone's three views, is this another unicorn?