Chapter 10 All wishes come true

Zhang Mingyu said to do it, according to the manufacturers of Jianggang who got the arrears from the Jianggang Finance Department, involving energy, trains and locomotives, cement, light industry and other industries, according to the above phone number, first contacted

Several, almost every family is in a hurry to ask for money, as the saying goes, "every family has a scripture that is difficult to read". When I heard that someone took the initiative to contact the transfer payment, most of them agreed to transfer the payment, and the fee of 5%-7% was acceptable. It is no wonder that the goods sent by these manufacturers to Jianggang are highly profitable, generally at least 30% of the price difference, so since someone is willing to pay, it should be appropriate to make some profits, not to mention that it is difficult to wait for Jianggang to pay in the short term.

Next, Zhang Mingyu tried to contact the customers who owe Jianggang, these customers are almost all Jianggang's agents, like Nanjiang Materials Corporation, and look at Jiangcheng Steel Mill to give more resources, Jianggang if the resources are stuck, and they can't order if they don't repay (it's a historical problem, Jianggang agents have old arrears, but new orders must be paid in full), so these Jianggang arrears agents, direct transfer and arrears, at least 3% of the cost can be obtained (Zhang Mingyu can't give all the discounts to the agents), It's much better than paying it back directly.

Through the bottom of the investigation, Zhang Mingyu knew in his heart, and the head office of the finance department to know that the head office owed Jianggang 1300 million yuan, Jianggang urged tightly, and other agents were also the same as Nanjiang Company, was chased by Jiangcheng Steel Mill to ask for money, in order to recover the arrears in time, Jiangshan Iron and Steel specially transferred personnel from each factory to form a clear arrears office, in the sales department, the purpose is to deter those arrears agents, repayment can be ordered. In 2000, steel resources were in short supply, and the steel mill was an uncle! These agents know that no matter how much they change, as long as it is an order, tens of thousands of tons of materials a year, it is easy to earn millions. Therefore, no matter how bullish the agents are, it is impossible to walk with their butts, and the agents at that time were mainly state-owned enterprises, so they all knew that it was natural to repay debts.

It's just a matter of grinding with Jianggang and negotiating how to repay the loan. Normally, the agent chooses the installment repayment plan, and generally, Jianggang will give them half a year to repay the loan in monthly installments.

The transfer was very smooth, Zhang Mingyu successively operated more than 300 million transfers, with the consent of Mr. Liu, the arrears of Nanjiang Company were also successfully repaid 30 million, and the head office also got 3% of the transfer fee. And other manufacturers and agents take what they need, Zhang Mingyu to hand again about the cost of nearly 9 million (the average 3% cost, one million is 30,000, 300 million is naturally 9 million), the agent gets the benefits, the manufacturer returns the funds, and they are all happy. Of course, the person who sent the Jianggang Finance Department to sign and draw the mortgage spent money, and there were some expenses for transferring money to the sales department, and Mr. Lin finally reviewed and signed appropriately, in short, Zhang Mingyu's cost was 8 million. Because Zhang Mingyu's transfer in Jianggang can be said to be "short, fast and good province", short, short time; Fast, fast procedures; Good, good reputation; Provincial, cost-saving, many people found Zhang Mingyu to go through the formalities, for a while, Zhang Mingyu's tall and mighty image shuttled through Jianggang, followed by a group of big and small bosses with bags. In the spare time, Zhang Mingyu closed the June contract in the futures market and earned more than 2.6 million, together with the principal, there was 9 million in the account. Zhang Mingyu also took his cousin Zhang Minghong to Haicheng Steel Mill, contacted Minister Xu, signed an agent agreement in the name of Yuhong Company, and successfully won the billet sales contract, buying about 3,000 tons of billets every month, and directly sending them to Jiangcheng Steel Mill by water (billets are products obtained after casting molten steel made from steelmaking furnaces. Billet can be divided into two main types from the manufacturing process: die casting billet and continuous casting billet, and the die casting process has been basically eliminated. The billet is originally steel, which can be used as mechanical parts, forgings, processing various steels, section steel Q345B channel steel, and wire rod is the role of the billet.

Billet refers to the semi-finished product used in the production of steel, which generally cannot be directly used by society. There are strict standards for the division of billets and steel, which cannot be determined by whether they are the final products of the enterprise, but must be implemented according to the unified standards of the whole society. Normally, billets are relatively easy to distinguish from steel, but for some billets, which have the same specifications and the same use as steel (such as rolled pipe billets), they can be distinguished by whether they are used in other industries, whether they have undergone steel processing process, and whether they have been processed by finished rolling mills). In the conversation with Mr. Xu, Zhang Mingyu saw two more business opportunities, that is, to send Menggang's steel ingots to Jianggang and import iron ore business.

Under pressure from all sides, Jianggang suspended the transfer business in late May. Zhang Mingyu relied on this business to earn 12 million by himself.

At present, the money on Yuhong's account is only enough to buy less than 5,000 tons of billets (billet 2,400 yuan/ton), and the follow-up order pressure is high. Zhang Mingyu talked to Mr. Lin, in view of the difficulty of Jianggang to pay, then through the return of steel to operate, Mr. Lin agreed and instructed, in this way, Yuhong company justifiably obtained the right to act as an agent of Jianggang and signed a contract, the contract stipulates that the price of billet according to the ex-factory price of Haigang billet, plus freight and other miscellaneous expenses of 180 yuan per ton to Jianggang Industrial Port for delivery, and the return of steel will enjoy agent discounts, according to the different varieties of string material proportion of different orders, each for its own price. The billet string, since the beginning of Yuhong Company, has become a new thing in Jianggang for a while, attracting billet suppliers to follow suit.

At the end of May, the billets were sent one after another, Zhang Mingyu asked his cousin to run the string procedures, first to the industrial port to check the quantity, and then to the production department of the rolling section to track the arrival of the goods (the industrial port to the production plant is a little distance), and then to several factories to see the use of billets, but also to each department to sign and seal, and then to the finance department to verify the funds, get the financial department to sign the fund certificate, in order to order to the sales department, the whole process down at least a week. Fortunately, Zhang Mingyu has been dealing with various departments for a long time and said hello, so he is very familiar with it. At the beginning of June, Yuhong Company successfully signed the contract of Jianggang Materials in July. Zhang Mingyu originally wanted to send it to the manufacturer himself, but the financial pressure was high, and Haigang billet was still waiting for money, so he decided to sell it. On the same day, Yuhong's Jianggang contract was snapped up.

Zhang Mingyu carefully calculated, Haigang billet and Jianggang materials earned a total of 500,000 yuan, and the billet in June will arrive again, and these recovered funds have to be transferred to Haigang's account to order the contract in July. And the 10 million earned by transfer, Zhang Mingyu decided to leave 2 million to buy a Kaiping machine to the warehouse of Jiangcheng Yuhong Company, and the rest of the money was put into the futures market, relying on Zhang Mingyu's prophetic mind, and then make money. Soon, Zhang Mingyu used 8 million to buy 1,500 tons of copper August futures, and Zhang Mingyu knew that within a month, the harvest should not be small.

The development of the steel market in Xiangjiang is also in full swing, with the consent of Mr. Liu, Zhang Mingyu selected four salesmen from various branches, took them to Xiangjiang, let these four salesmen visit customers, find out the market, and let them prepare to stay in Shajiabang.