(Updated after work, adding content, reaching out for tickets)

Lin Quan stayed in Jinghai for three days before he learned that the Municipal Party Committee had set up a leading group for the University Town Project, and in order to promote the University Town Project, Chen Erli, deputy secretary of the Jinghai District Party Committee and executive deputy head of the district, was promoted to the position of one level. As Lin Quan expected, Zhao Zeng served as the deputy leader of the leading group, and also served as the leader of the demolition working group below, and Chen Erli became the deputy leader of the working group.

Guo Baolin and Yu Qiang have erected the framework of the demolition company, and Zhang Yifei works in the demolition company.

The formation of Tianxing Lake is in good order, and the company's founding meeting is scheduled for the 5th of next month, according to the agreement, Lin Quan must transfer the agreed 12 million funds to the account of Tianxing Lake before December 5, in order to obtain 12% of the shares.

On the first day of Lin Quan's return to Jinghai, Wu Guoxin personally came over to report to him on the progress of the loan, and his attitude was so affectionate that Lin Quan suspected that he was the president of CCB.

Now the most critical is the funding gap of Xiushuige, Xiushuige Catering Co., Ltd., among the five promoters, Guo Dequan is listed in the first place with a net capital of 5 million yuan, Ye Lingshu is ranked third with a net capital of 1 million yuan, Guo Baolin is 50,000 yuan, and Zhou Yazhen is 50,000 yuan. The minimum capital contribution of a company limited by shares is 10 million, so there is still a gap of 3.9 million.

Three million 9 million?

For some things, Lin Quan just wanted to be the behind-the-scenes controller, so he asked Guo Baolin to be the legal representative of the demolition company. Lin Quan asked Guo Baolin to sign a lease contract with the joint investment company for the annual rent of one million yuan for the factory building and office of the casting factory, together with the property right certificate of the casting factory and the letter of intent for investment in Xiushuige, in front of Vice President Li of CCB, who was in charge of credit: "Uncle Li, can you borrow 4 million?" ”

The last time I was closed at the Nanshan Hotel to do a letter of intent for the project investment in the university town, CCB was led by Li Xin, and Lin Quan was also very familiar with him, so there was no need to go directly to Gong Zhichao about the loan.

"This factory is within the scope of the demolition of the university town, as collateral...... The branch is watched by the branch above, so I'll introduce you to the branch office below. Oh, the funds you need in the future must be very large, the following branch office is difficult to meet, go to the Xicheng branch, I am optimistic about the Xiushui Pavilion project, and I am more optimistic about the joint investment, I will call in person, you go in the afternoon, and explain the matter. ”

"I heard that Uncle Li's daughter will be twenty years old next month, and the young man will be lively, and the location will be Xiushui Pavilion, even if you help Xiushui Pavilion advertise in the CCB system, the catering fee will be offset by the advertising fee, and Uncle Li will have no more money......

"Hehe, you kid, I heard that Secretary Geng's private banquet is all in Xiushui Pavilion? I am going to ask you about the banquet, forty tables, but I must give the catering expenses, and Xiushui Pavilion is open to welcome guests to do business. Oh, the money in the Binjiang Road branch office has almost squeezed you dry, they absorbed less than 100 million deposits last year, and in two months, they will release 20 million in your hands, I can tell you, the money from Tianxing Lake must be placed in the CCB. ”

The original Xinghu's 20 million yuan in CCB will be extended, and Lin Quan's 12 million yuan invested in Tianxinghu will be borrowed from CCB, and in the future, he will have to count on CCB to pay more money, so there is no reason not to put it in CCB. Lin Quan smiled and agreed.

During the three days he returned to Jinghai, Lin Quan never stopped, had dinner with Geng Yimin and Zhao Zeng, and talked about school life.

On the night he left Jinghai, he had dinner with Kong Limin and Xu Jian, and Lin Quan talked to Kong Limin about the situation in Crescent Lake. Lin Quan has made enough efforts to mobilize only five million funds, which is not enough to smash the crescent lake into waves, and a large amount of funds must be mobilized to fully control the situation, but Kong Limin's interest is not high, and the actual investment in the project of Tianxing Lake is only 20 million, or depending on the good news of the development of the new area, Kong Limin's main energy is still in the industry of Dongdu Group.

Xu Jian made Lin Quan a little moved, but the money in his hand was not as much as Lin Quan. Lin Quan's relationship with the bank, the whole out of the empty gloves white wolf is more than 20 million, but he doesn't have this ability.

Lin Quan looked at Kong Limin and said: "12 million, it will be on the account of Tianxing Lake at the end of the month, can Mr. Kong issue a forward letter of credit to the joint investment in the name of purchasing 12% of the equity of Xingtian Lake, and after three months, if I do not cancel this letter of credit, 12% of the equity will be owned by Dongdu." ”

"The vacant area of Crescent Lake is as high as more than 50,000 square meters, and with the current housing prices, it will take at least more than 100 million to eat, what is the use of 12 million? Besides, what do I want your equity in Tianxing Lake to do, Dongdu already has absolute control. Tianxing Lake is indispensable for you, and I also expect you to put more energy into Tianxing Lake. Since you insist, Dongdu can immediately lend you 10 million funds. ”

10 million funds, 10% of the shares, no matter whether they succeed or fail, they must occupy a certain equity in Tianxing Lake, even if their 12 million is not in the account of Tianxing Lake, Kong Limin is willing to borrow 10 million funds, and he really values himself.

Although Kong Limin's tone was a little heavy, Lin Quan could still feel his heart of protection, and he blamed himself a little for not doing his job. The cycle of developing real estate is too long, and perhaps he is really as his father said, too eager for quick success.

Since Kong Limin is so generous, Lin Quan also has something to say, saying: "Assistant Fang's experience is a little worse, and I hope that Mr. Kong will help a financial expert to assist Assistant Fang in handling a loan of 12 million yuan and subsequent transfers." ”

In this way, the direction of this loan is also under the surveillance of the Eastern Capital.

In Kong Limin's view, Lin Quan has some-for-tat implications.

After dinner, Kong Limin sent a car to send Lin Quan directly to the provincial capital.

13

On 21 September, the CCB system held a provincial work conference in the provincial capital, and under the introduction of President Gong Zhichao and Vice President Li Xin, Lin Quan met Vice President Luo Yuliang, who was in charge of credit at the provincial branch. Lin Quan did not borrow funds directly from Dongdu, but with the letter of credit issued by Dongdu and the introduction of Gong Zhichao, he was able to lend the same amount of funds from the provincial city construction bank with this letter of credit.

With the help of President Luo Yuliang, the 10 million funds did not go into the joint investment account, but were directly transferred to Lin Quan's personal name.

On 27 September, Kong Limin hosted a banquet for businessmen in the provincial capital, and Geng Tianshuang and Zhu Yuntian were invited to attend. Lin Quan told Kong Limin about the funds entering his personal account.

Kong Limin was taken aback, he thought that Lin Quan still wanted to follow the old path of mortgage. At the beginning of the year, the central government formulated "Promoting the development of the real estate industry as a new bright spot in economic growth", and the banking system also launched corresponding measures in August in response to this document, and the mortgage ratio can reach up to 80%, encouraging major state-owned banks to expand the business of real estate mortgage loans. Lin Quan has a joint investment in this shell, and he has a relationship within the CCB system, and he wants to use the 10 million funds in his personal account to leverage 50 million capital.

The vacant area of Crescent Lake is 50,000 square meters, and 10 million naturally can't make big waves, and 50 million may make a difference, but the risks contained in it are too great. Although there are incentives from the central government at the top, and the banks below are a bit wild, the illegal loan of 40 million yuan is not a small problem.

Taking advantage of the gap in the cocktail party, Kong Limin looked at Lin Quan solemnly: "Your path is too wild. ”

Lin Quan lowered his head and said softly: "The last time I went back to Jinghai, I met with my grandfather, and when I mentioned the document on promoting the development of the real estate industry as a new bright spot in economic growth, my grandfather said a word, saying that in this country, few things can enter the cycle of good surnames at the beginning, and this is true for education reform, medical reform, and now it is the turn of housing reform." Lin Quan paused, "The path of taking a mortgage is too wild, I know very well, but I can't do it again, this time I will think of other ways." ”

Kong Limin saw that Lin Quan had other ideas, and that he had no intention of continuing, so he changed the topic and said: "When I entered the business world, I met a friend who was a mentor and a friend, and he once said to me that if someone gets rich, it means that someone is plundered. Sometimes, the feast of wealth is the feast of plunder. ”

"Yes, for more than twenty years, the people have worked hard and accumulated some wealth, and it is time to plunder from them." Lin Quan laughed, "This is not a transfer of personal will, new growth points are needed, officials need political achievements, and developers need to get rich, didn't Mr. Kong enter the real estate industry after seeing this?" ”

Kong Limin sighed lightly, pointed at Lin Quan and smiled, and said, "It's been a long time, and no one will speak in this tone in front of me. I have always insisted on doing business, maybe in a few years, the reputation of the developer will not be too good, and I will not participate in these things of yours. If you are short of manpower, I can borrow a few from the branch in the provincial capital for you. ”

Lin Quan bowed to Kong Limin: "Thank you, Mr. Kong." Finally, before the founding meeting, the funds were transferred to the company's account, and I dared to speak, hehe. I suggest that Zhang Bijun be appointed as the manager of the planning and execution department of Tianxing Lake. The original property in Tianxing Lake is not in a hurry to sell now, Zhang Biyun is useless to stay in Jinghai, Mr. Kong helped to talk to Mr. Xu and lend Zhang Biyun to me for a few months. ”

"That girl, her ability is good, I see that you are also cultivating a few people in the provincial capital."

"Mr. Kong, you know my situation, except for borrowing people, only you can squeeze yourself, where can you afford to hire people? When the two buildings in the Eastern Capital were almost decorated, Fang Nan would be able to get out of the way. But not now, Zhao Kunyi, who is doing decoration, can't look at him less, you let the people in Dongdu also help keep an eye on it, lest he be shoddy and cut corners. ”

Lin Quan didn't want to think that he would cut off the 600,000 of the predetermined money first.

In addition to supervising the decoration, Fang Nan also had to handle the loan of 4 million Xiushuige project with Ye Lingshu, as well as the establishment of Xiushuige Co., Ltd. I really don't know when she'll be able to get out.

Guo Baolin will not be able to return to school in another month, but he has to keep an eye on the demolition company, and there is still no one available to him, fortunately he met Gu Liangyu and Fan Chunbing, and let the two of them set up a real estate agency company, and the intermediary business is doing well, at least he doesn't want to invest money in it again.

Seeing Geng Tianshuang sitting in the corner, he beckoned him to come over, and it was Zhu Yuntian standing next to him. Zhu Yuntian is nearly fifty years old, he began to get rich, his belly bulged out, and he looked very bloated, and the development of Jiacheng Company was also the upper route, and Geng Tianshuang was very bright in Zhu Yuntian's eyes as the son-in-law of the Provincial Standing Committee Organization Minister.

Lin Quan and Kong Limin went over together. Kong Limin was naturally interested in Geng Yimin's son, and he had never had a chance to meet, so he raised his glass.

Geng Tianshuang pointed to Lin Quan and introduced him to Zhu Yuntian: "Mr. Zhu, this is my best friend, Lin Quan." ”

Zhu Yuntian saw Lin Quan's young age, Geng Tianshuang didn't mention his family background when he introduced him, the so-called world friendship is the relationship between the surname Lin and the Geng family, nodded slightly, but didn't pay much attention to him.

Kong Limin raised his arms and touched Zhu Yuntian lightly: "Lin Quan is my nephew and one of the major shareholders of Dongdu, and I ask Mr. Zhu to take care of it." ”

Not to say that he is a shareholder of Tianxing Lake, but to be a shareholder of Dongdu, he naturally has the intention of adding weight to Lin Quan. Zhu Yuntian is not familiar with Kong Limin, but the name of the Eastern Capital is outside, Zhu Yuntian looked at Lin Quan with some surprise: "Mr. Lin is young and promising, Lin Quan...... I think I've heard of this name. ”

Lin Quan said with a smile: "Crescent Lake is Mr. Zhu's small industry, and if something happens there, of course Mr. Zhu won't care too much." ”

"Ah, you just carried four million cash the day before yesterday and booked two hundred houses in Lin Quan......" Zhu Yuntian screamed, attracting everyone's attention.

"That's me, the manager of your office can't decide the price of the house, and the four million let me withdraw it again. Unexpectedly, Mr. Zhu also attended Uncle Kong's cocktail party. Lin Quan looked at Kong Limin, "Uncle Kong, can you borrow the place for me to talk to Mr. Zhu?" ”

Kong Limin was a little strange, after Lin Quan mentioned Crescent Lake to him in Jinghai, he also let the following collect some information, the development of Crescent Lake is large, and the total area of two hundred houses is almost more than 30,000 square meters, where can Lin Quan afford so much money? Is it knocking on the mountain and shaking the tiger? Looking at Zhu Yuntian's surprised and happy expression, he must have been in the trap.

;