Lin Qiang pushed the door open, pretending to be serious and shouted: "If you don't work hard, why are you doing!" ”

The two reacted very differently, and Zheng Shuai grimaced and completely ignored it.

Lin Xiaozao jumped up suddenly, took the unfinished meal and was about to throw it away, swallowed the food in a hurry, like a frightened kitten, and said repeatedly: "Go immediately...... Go to ...... right away."

"Teasing you...... Don't take it so seriously. Lin Qiang couldn't help laughing, walked over and patted Zheng Shuai, and asked him to go out first.

Zheng Shuai showed an evil expression again, quickly evacuated, and closed the door.

Lin Qiang helped Lin Xiaozao back to the table and pressed her back to the chair: "You eat first, I'll ask you something." ”

Where did Lin Xiaozao dare to eat, he just looked at Lin Qiang blankly.

"Have you ever been a personal financial planner?"

Lin Xiaozao nodded.

"Then let me ask you, how should you plan for retirees who have plenty of money on hand?"

Lin Xiaozao quickly replied: "The elderly after retirement have a low ability to bear risks, and they should adopt a stable financial management portfolio that ensures property security and financial freedom. According to the assets and annual income of the elderly, most of the property should be invested in principal-guaranteed wealth management, fixed deposits, and treasury bonds, and a small part should be invested in insurance products to prevent accidents, and a certain amount of funds should be left for emergencies. According to the products sold by our bank, it should be ......"

Lin Qiang sat next to him and listened, nodding his head, even if he memorized textbooks, it was very good to memorize to this extent, and Lin Xiaozao was able to list examples based on the products on sale now, which was enough to see that she had been working hard in secret, although she had been doing some corner work, she had always been working hard.

The most important thing is...... Lin Xiaozao didn't stumble from beginning to end, as if he suddenly became very confident when talking about this aspect.

After Lin Xiaozao finished speaking, Lin Qiang continued to ask: "OK, suppose there is an elderly person outside who has a 2 million current deposit, lives a worry-free life, and is in good health, you can only sell him one product, which one will you sell?" ”

Lin Xiaozao frowned, and replied after thinking about it repeatedly: "Our bank's 'Huoli' products are invested in one-year, half-year and three-month periods respectively in proportion, with minimal risk, flexible withdrawal, and an annual interest rate of about 5% and capital protection. ”

Lin Qiang is very satisfied, this product is principal-guaranteed, no matter how bad the operation is, it will not lose money, and it is divided into three investments, which can also reduce the loss caused by temporary money.

However, he still pretended to be entangled and asked: "But the commission given in this product industry is very small, and I remember that the one-year period is only five thousandths of a point...... If you sell stock-based financial management, you can make more money, and the performance in the industry will be very good. ”

"No, it's not! Don't let the elderly buy high-risk products! Lin Xiaozao suddenly became stronger, "That kind of product is sold to people with high risk tolerance and a lot of money." Even if it is sold to them, it will account for up to 30% of the investment ratio, which cannot be higher! ”

Lin Qiang laughed back: "After the list is shot, whether they make money or lose money, it has nothing to do with us, right?" The most important thing is to make money yourself, and make money in your own business hall, right? If you sell all that kind of low-risk products, the director won't be happy. ”

"Director! I thought you were a ......" Lin Xiaozao stared at Lin Qiang, revealing a rare stubbornness, "It's someone else's business to make money from others, but if you let an old man invest all his property in stock financial management that is easy to lose money...... If you cheat his pension money...... I'd rather not make this money! ”

Lin Qiang looked at Lin Xiaozao with interest: "What if I have to sell you?" You know, I just came here and urgently need to improve my performance, so I want to transfer you more to marketing. ”

"Then go on your own, Director." Lin Xiaozao began to bow his head to eat, "The matter of pit the old man's pension ......"

Lin Xiaozao had just taken two bites, and was suddenly stunned, figured it out, raised his head and said angrily: "Director, you lied to me!" I've heard about you! The most you sell is the capital protection product! ”

"Ha Lu Ha! I'm pretty famous, don't I? ”

"Hmph......" The two jokes gradually narrowed the distance between the two, Lin Xiaozao snorted, and continued to eat with his head down, chopsticks stirring the food, "I know that I don't know anything...... Even the supervisor came to make fun of me......"

"Alright, let's eat it." Lin Qiang got up, straightened his suit, and patted Lin Xiaozao's shoulder gently, "The 2 million-level old man is in the hall, get ready, I will try my best to help you." ”

"Huh?!" Lin Xiaozao choked on a mouthful of rice, "cough...... 2 million-level old people? ”

"Well, when I came to the lobby after dinner, I saw my face and act." Lin Qiang smiled, "If you perform well, you will be able to replace Zhang Jiaming's role tomorrow." ”

In Lin Xiaozao's surprised gaze, Lin Qiang left, hoping that the old man was still there.

……

In the lobby, Hao Wei had already come back and was chatting with Zhang Jiaming, when he saw Lin Qiang coming, the two quickly stopped the topic.

"How's that, do you basically know the situation here?" Hao Wei greeted with a smile.

"It's still early, a little bit of data doesn't mean anything." Lin Qiang saw that he came just in time, so he said casually, "The turnover is still quite large now, but it is difficult to make a big order." ”

"yes." Hao Wei sighed, "These are all young people who have just moved in, and they have to bear the mortgage, so they basically don't have any spare money to manage their finances. ”

He said and patted Zhang Jiaming: "But Jiaming still caught a few high-quality customers, congratulations." ”

In the bank, each account manager has a fixed customer, in principle, you can't grab customers from each other, Hao Wei's meaning is that you always want to make a list and figure it out yourself, don't expect us to divide customers to you.

"Yes, but I don't think Jiaming can be busy alone, so there should still be a chance." Lin Qiang looked at the waiting customer, "In our business, we still have to be active and thick-skinned." ”

Hao Wei smiled: "That's, that's, so Xiaolin, you're here to be a good addition!" ”

"It's a team effort." Lin Qiang changed his words and asked, "I think that Lin Xiaojube is good, beautiful, and very affinity, so she should try it more." ”

Zhang Jiaming's body twitched when he heard this, and he immediately felt a sense of urgency, and hurriedly said: "She is still a little inexperienced, she is nervous when she sees customers, and she can't even say a whole sentence, and she is too anxious to cultivate, which is easy to backfire." ”

"Sooner or later, she has to be cultivated, I see that she can do it." Lin said toughly, "I think she can almost be transferred out, and we will take turns to do her work." ”

"Yes...... This ......," Zhang Jiaming didn't know how to say again.

Hao Wei was not angry in his heart, no matter what, he is the director, you are too crazy to transfer people in front of me.

"Xiaolin, you just came, and you don't know a lot of the situation, and letting a reckless newcomer fill the table is easy to cause customer dissatisfaction."

"Where, director, our bank, in the final analysis, still has to produce results, right?" Lin Qiang asked rhetorically, "I've seen the list in the past few months, and the financial sales all rely on Jiaming alone, I'm afraid he won't be busy, right?" ”

Hao Wei hurriedly replied: "Hehe, isn't it now that you and Zheng Shuai are making up for it?" ”

Lin Qiang had long expected him to say this, and quickly replied:

"It's not okay, we're all big men, and girls have an advantage in many situations."

Hao Wei paused for a moment, and a series of quick conversations made him feel suppressed, so he had to excuse himself: "That's ...... We'll talk about it tomorrow when we meet. ”

"Let's speak with facts!" Lin Qiang saw that Lin Xiaozao had just come out, so he waved at her, "In this way, just these customers now, see if Xiaozao can make an order!" If she wants to do it, let's train her quickly, or not, let her learn and learn again. ”

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