It was almost five o'clock in the afternoon, Qian Anfen from the company department took a brown paper bag to the president's room on the sixth floor, she knocked on the door, and waited for a while before entering.

Chen Zhu seemed to have just finished talking to Mu Liao when he saw her say hello: "Xiao Qian." ”

"Mr. Chen, Mu Xing." Qian Anfen nodded and handed the kraft paper bag to Chen Zhu, "This is the newly engraved contract seal." ”

Chen Zhu opened the bag and took a closer look, and said, "It's hard work." ”

Qian Anfen smiled: "Mr. Chen is polite. ”

Mu Liao looked at her: "Have you talked to Master Zhang and Master Niu?" ”

Qian Anfen: "Director Bei personally greeted him, Mu Xing was relieved." ”

Chen Zhu glanced at his watch and said to Mu Liao: "This time Xiaofang should also arrive, then I will go down to the leader first." ”

Mu Liao nodded, he looked at Chen Zhu preparing to hold the more than a dozen documents that had been approved together, and suddenly said, "I'll go down with you." ”

“？” Chen Zhugang wanted to say no, but Mu Liao had already stood up, he took the pile of documents in Chen Zhu's arms, and motioned for the other party to walk in front.

Chen Zhu hurriedly went over and pressed the elevator button for him, and it happened that the elevator door opened, and Qiao Shen was standing in it alone.

He watched expressionlessly as Mu Liao was holding a large stack of heavy folders, and very gentlemanly pressed the elevator door to let the two of them come in first. Mu Liao poked his head out from behind the folder: "You don't know how to do a favor?" ”

Qiao Shen said indifferently: "Everyone is a man, what do you help." ”

Mu Liao narrowed his eyes, and he deliberately poured the folder towards Qiao Shen's side, who had no choice but to reach out and catch it.

Governor Mu, who had unloaded half of his weight, smirked lightly and said, "Blessings and hardships are shared together, Secretary Qiao." ”

Qiao Shen: "......"

The president personally came down to deliver the documents This battle is indeed a bit bluffing, and many colleagues can't help but look towards the door, Fang Xiachu didn't expect to see Qiao Shen again so soon, no hello, no hello, she is now very afraid that the other party will say "don't gasp" again.

Fortunately, Qiao Shen didn't pay much attention to her, put down her things and talked to Huang Jasmine for a while, Chen Zhu beckoned to her: "Xiao Fang, come here." ”

Fang Xiachu ran over quickly, and Mu Liao, who was beside Chen Zhu, looked down at her a few times.

The leader was watching, of course Fang Xiachu wanted to behave well, stand up straight, and have a very good expression.

Chen Zhu couldn't help but laugh when he saw her like this, and took the brown paper and handed it to her.

Fang Xiachu opened it with a suspicious look and looked at it: "What?" ”

"Contract Seal." Chen Zhu said, "Tomorrow I will put it away for Master Niu or Master Zhang, and you don't have to take the contact form back to cover it in the future." ”

Fang Xiachu's eyes lit up: "So good to me?!" ”

"What are you talking about?" Chen Zhu smiled, "It's all for the convenience of customers, and by the way, to reduce the burden for you." ”

Fang Xiachu pouted and grimaced, but he was still very happy in his heart.

"I heard that you have done a lot of portfolio loans for Hairun Phoenix Xi'an in the past few days?" Mu Liao asked suddenly.

Fang Xiachu waved his hand, embarrassed: "Actually, most of them were introduced by Master Huang." ”

Mu Liao nodded, he chuckled gently and encouragingly at Fang Xiachu, turned to Chen Zhu and said, "I'll go up first." ”

Chen Zhu's attitude was respectful: "Okay, leader." ”

Fang Xiachu's eyes turned around the two of them several times, and her expression was a posture of preparing for gossip, and when Chen Zhu looked at it, she instantly returned to seriousness and winked at Chen Zhu.

"Aren't you off work yet?" Chen Zhu said strangely, "It's almost six o'clock." ”

Fang Xiachu's imitator Fang Cai Chen Zhu's tone: "Okay, leader." ”

Chen Zhu: "......"

—————————————————————————————————————

When Qiao Shen asked Huang Jasmine about the Phoenix Xi'an apartment type, Huang Jasmine was still a little surprised: "Why do you suddenly want to buy a house?" ”

Qiao Shen: "I'll just ask." ”

Huang Jasmine glanced at him strangely, bent down and took out a stack of advertising leaflets from her bag: "There are all apartment types here, you can see for yourself." ”

Qiao Shen spread out a few sheets, and really lowered his head to study it seriously, Huang Jasmine suggested: "I think the third issue is good, why don't you wait?" The first two phases are not near the lake, and the scenery in the north is average. ”

"What is the estimated price of the third phase?" Qiao Shen asked.

Huang Jasmine estimated: "The first two phases are 12,000, and the third phase should rise to 14,000...... How much budget do you have? ”

Qiao Shen calculated for a while: "Now there are about 500,000." ”

"If you have a down payment of 500,000, you can add a little more to strengthen the largest unit." Huang Jasmine took out the computer and calculated it for him, "The remaining loan is 30 years, nine percent off, and the equal principal and interest are only 7139 a month." Your provident fund is now paying the highest amount of 6000, right? The remaining more than 1,000 should be paid by yourself, and the pressure should be very small, just settle the down payment. ”

Qiao thought deeply: "The down payment is 120,000 yuan? ”

Huang Jasmine clicked on the computer again: "Almost." She looked at the other party, "120,000, you let the family help a little more?" ”

"My family's conditions are not good, and I can't afford to leave." Qiao Shen's tone was very calm when he said this, he had never had any expression, and it was difficult for others to see his thoughts.

Huang Jasmine remembered that Qiao Shen hadn't bought a car for so many years, and the 500,000 yuan might be all the savings he had saved in the past few years.

"I see." Qiao Shen nodded indifferently at Huang Jasmine, "Thank you, Master Huang." ”

Huang Jasmine looked at the other party carefully put away the house type with a complicated face, and didn't know whether to persuade him to look at other cheaper real estate, and finally had to say: "When do you want to buy it, come to me directly, and apply for an eighty-fifty discount for you." ”

"Okay." Qiao Shen held up the loose-leaf advertisement and said again, "Thank you." ”

Huang Jasmine waited for him to leave, then lowered her head and muttered: "What a sin......"

"What iniquity?" Fang Xiachu's face suddenly appeared next to her as if the special effects were magnified.

Huang Jasmine was startled, and after reacting, she pulled the other party's cheek a little unhappily: "You mentally retarded lady doesn't understand the suffering of the world!" ”

Fang Xiachu held a distorted emoji: "??? ”

Because of work, Fang Xia went home much later than usual, Ms. Zou Li was happy to see it, and felt that girls of her age didn't work hard, why did they work hard?

"Desperate for love?" Ms. Zou Li brainwashed Fang Ronghai while changing into sportswear, "You don't look at your daughter who was raised by you like a mentally handicapped, she can't study well, the only advantage is that she doesn't cause trouble." ”

Fang Ronghai disagreed: "It's as if it didn't come out of your stomach." ”

Zou Li was imposing and did not show weakness: "It came out of my belly, so I look at her, and there are advantages." If you look at it differently, everyone thinks she's thirteen. ”

"Who said that?" Fang Ronghai couldn't help but retort, "I think Liu Saheng and Yang Ming both like our daughter." ”

Zou Li bent down to put on her shoes, and her mouth was as sudden as a machine gun: "Yes, yes, yes, but look at our daughter, she lacks roots, if she thinks more like other girls, I wouldn't be worried." ”

Fang Ronghai sighed, he really couldn't refute his wife on this: Fang Xiachu was obviously a beautiful little girl, and she was fashionable and could dress up, but she didn't know what was going on, since she went to school, her energy was neither in studying, nor in the love between men and women, and the things she liked to study were even more bizarre.

"Did you say she was useful?" Before Zou Li went out, she also stacked a sentence, "She herself thinks she's cool." ”

Fang Ronghai: "......"

"What's so cool?" Fang Xiachu happened to come up from the elevator, she was still wearing bank overalls, threw her bag on the ground at will, and said coquettishly to Fang Ronghai, "Dad, I'm starving to death~"

Zou Li couldn't wait to roll her eyes to the sky: "You know how to eat, what's the use of eating and not getting fat?" ”

Fang Xiachu leaned at his mother and choked back, "You dance every day, and you don't lose weight, why are you still dancing!" ”

Zou Li was so angry that she reached out and tapped her head: "You can't let me?!" ”

"Everyone fights according to their abilities!" Fang Xiachu covered his head, his neck stalked, and said loudly, "It's not cool to let you go!" ”

Zou Li couldn't hold back her "poof", and she was so angry.

Fang Ronghai also smiled: "Let's go dancing and come back early." ”

Zou Li went out, leaving the father and daughter behind, looking at each other and sighing at the same time.

"You guys," Fang Ronghai shook his head as he served Fang Xia Chu's food, "Happy family, where is it like a mother and daughter." ”

Fang Xiachu said proudly: "That's good, you see how young my mother is." She spread her hands and grimaced, "Everyone thinks they're sisters when we go out with me." ”

Fang Ronghai couldn't cry or laugh, and urged: "Okay, okay, I can't say you, eat." ”

Fang Xiachu smiled, lowered his head and began to cook seriously, Fang Ronghai looked at her with a loving face, occasionally served her vegetables, and persuaded her to eat slowly.

"You've been working overtime for the past few days?" Fang Ronghai saw that she had almost eaten, so he couldn't help but ask, "Are you busy with work?" ”

Fang Xiachu nodded desperately: "I'm too busy." Dad, for the first time, I knew that there were so many ways to take out loans, so did our family have loans? ”

"Not really." Fang Ronghai recalled, "My parents don't want to be in debt, they buy a house or something, they sell it and buy it again, and they always feel that the loan is ...... Not very comfortable? ”

Fang Xiachu bit his chopsticks and frowned: "It's a loss to my father to think like this, most of the older generation seems to have your idea, but it's actually not cost-effective." ”

"Oh?" Fang Ronghai became a little interested, "Where is it not cost-effective?" ”

"Let's give you an example." Fang Xiachu's expression was rarely a little serious, "Two years ago, you could buy a suite for 800,000 yuan, you just had 800,000 yuan, you bought it all at once, and the 800,000 yuan was gone all of a sudden." But what about the loan, it's different, the first down payment is only 30%, that is to say, you pay 240,000, and the rest of the loan, this house is yours, and you still have 80 minus 24......" Fang Xia Chu snapped his fingers, "There is still 560,000 left!" The 560,000 can you do something else, invest, or buy a suite, isn't it worth more? ”

Fang Ronghai was said this, and slowly frowned, and he tried to retort: "But...... If you have to repay the loan every month, won't it be stressful? ”

Fang Xiachu patted the table, and said with bright eyes: "That's why we have a provident fund!" We usually work for the company to pay the housing provident fund, this money can help us repay the loan, otherwise how can you take out this money? ”

Fang Ronghai couldn't help laughing: "It seems that you learned a lot in the last class!" ”

"I'm just the tip of the iceberg." Fang Xiachu brought the finished dishes into the kitchen room, she rolled up her sleeves and was about to work, she suddenly thought of something, poked out her head and looked at Fang Ronghai with an annoying expression, "But Dad, do you think I look annoying?" ”

Fang Ronghai was a little inexplicable: "Didn't you say that you were a fairy before?" ”

"But even if it's a fairy ......," Fang Xiachu muttered a little aggrieved, "I have to gasp too, how much do you hate me...... I can't wait for me to suffocate to death? ”

Corporate Department: A business department within the bank, different from the personal department, responsible for the marketing, customer management and service management of the bank's corporate finance business, organizing and carrying out syndicated loans, entrusted agents, entrusted loans and other businesses for corporate customers, and responsible for coordinating relevant resources within the bank to provide one-stop services and package solutions for corporate customers.