In order to further reduce employment risks, Minsheng Company also provides insurance business launched by Tuvalu Shuguang Insurance Company for all workers.

Shuguang Insurance Company is not a for-profit organization, and has completely returned the insurance business to the original function of sharing risks and compensating losses.

However, in the face of the insurance business launched in China, there is still a certain gap compared with the insurance business in Tuvalu.

In the District of Tuvalu, the pool of funds for all insurance operations is shared, and the total amount of the pool must not exceed 1.5 times the total amount of all insurance claims in the previous year, according to the Dawning Group.

In other words, most of the various insurance premiums paid by all insured persons will eventually be used to pay for various accidents.

If due to special circumstances, the amount of the fund pool in a certain period of time cannot pay the amount payable, it will be resolved by selling wealth management products to all registered members, and the interest expense will be included in the calculation of the total insurance claim for the current year.

The wealth management products offered by Shuguang Insurance have a fixed and guaranteed income, and the wealth management period is limited to one year at most.

Because, if the pool of funds is not able to pay the insurance benefits of the current year, the various insurance costs of the next year will rise on this basis.

When the balance of the capital pool is large, the various insurance premiums of the next year will be lowered on this basis, so as to realize the dynamic adjustment of insurance premiums in different periods and ensure that the insurance premiums are truly guaranteed services.

However, due to the restrictions of relevant domestic policies, the additional expenses and operating costs of the insurance business launched for China are relatively large.

Therefore, for the same coverage, the insurance premiums paid by individuals in China are almost twice as high as those in the Special Administrative Region of Tuvalu, which is the result of these insurance businesses not being promoted through traditional channels.

If it is not through the platform of Minsheng Company, but according to the operation mode of other domestic insurance companies, the insurance cost will be at least doubled.

Because, the ineffective expenses of business premises, labor wages and commissions are too intimidating.

Minsheng Company is like this, through a variety of different levels of life corresponding to different treatment, so that everyone can see the charm of integrity and difference.

As long as you have registered with the Minsheng Company, you know that the poor household is the worst among the registered personnel of the Minsheng Company, and what they can enjoy is the minimum living security.

If they want to get more income in the people's livelihood poverty alleviation base, they must take the initiative to discard the label of poor households.

Otherwise, Minsheng Company would rather give them the guarantee of food and shelter, and let everyone have a relatively fair job opportunity.

Because, as long as there is still a situation where you want to enjoy the state's poverty alleviation treatment and want to compete with ordinary people for profit, it will not be fair to ordinary people.

Therefore, the principle of Minsheng Company for those registered poor households is that they either enjoy the national poverty alleviation treatment, or have the same job opportunities as ordinary people, and can only choose one of the two, not both.

The elderly over the age of 60 who live in the Minsheng nursing home belong to the second level of life divided by the Minsheng Company, and they can find job opportunities suitable for their abilities while enjoying a certain amount of living security.

Aside from the living expenses in nursing homes, the annual net income of people at this level can easily reach above the poverty standard line of 3,000 yuan.

Compared with poor households, they have greater economic autonomy and have relatively higher room for improvement in quality of life.

Registrants between the ages of 50 and 60 do not have much professional work skills and are not eligible for subsistence allowances.

However, they have more job opportunities and choices than those older people, and their annual income is at least 10,000 RMB.

Registered members between the ages of 40 and 50 do not have much professional work skills, but they still have the strength to be the breadwinners of their respective families.

As long as you are willing to work, it is very simple to find some jobs on the new city construction site of Minsheng Company, and the gross income of 20,000 or 30,000 yuan a year is also very simple.

Registrants between the ages of 16 and 40 still have a strong learning ability and can transition more to skilled workers.

As long as he can reach a professional level in a certain industry or master a certain skill, and is willing to endure hardships, it is very easy to reach a gross income of more than 50,000 yuan a year.

Coupled with the low cost of living of Minsheng Company, even if food and housing are in the company, the annual expenses of a family of three can be easily controlled within 30,000 yuan.

If you save a little, it is possible to control the annual expenses of a family of three within 20,000 yuan, and you can also ensure that you have meat to eat every day.

Such a low cost of living is almost unimaginable in those big cities.

In addition to these five levels of life, all registrants know that Tuvalu's SAR has a higher quality of life and better social security.

However, if it is not an investment immigration, there is not much advantage for registered members over the age of 40 to immigrate by working part-time.

This is because migrant workers must have worked in Tuvalu for at least 15 years in order to enjoy social security in Tuvalu.

In this way, if you are over 40 years old, it is better to mortgage all your domestic assets to Minsheng Company for management, and then use the mortgage funds for investment immigration.

With an ultra-low immigration fee of 200,000 RMB, you can obtain permanent residency in Tuvalu and enjoy the right to work and start a business in Tuvalu.

For investment immigrants, as long as they pay the poll tax on time within 15 years, they can enjoy the same retirement benefits as migrant workers for 15 years.

Education in Tuvalu is almost free, and you can choose your preferred subjects and techniques to study.

After graduation, students will not have the problem of not being able to find employment, because they can work while studying, and truly combine learning with application and apply what they have learned.

Therefore, if they emigrate, they will hardly have to worry about the cost of their children's education.

Excellent students can even find suitable job opportunities in the process of studying, accumulate rich work experience in addition to obtaining labor income, and lay a solid foundation for smooth integration into society.

Medical expenses in Tuvalu are also very cheap.

Since the investment in hospitals is mainly medical equipment, the rental expenses of medical establishments are not even comparable to the interest on fixed asset investment compared with those in China.

In addition, the full coverage of medical insurance and the perfect medical liability identification model have completely eliminated the occurrence of medical troubles and greatly reduced the non-medical expenses of hospitals.

Therefore, the cost of the same medical process is only a quarter of that in China, and there is still a certain room for decline, which is unimaginable in China.

Residents of Tuvalu are almost completely unaware of the pressure on housing, education and health care.

Only then will they have the energy to pursue a better lifestyle.

Between these different levels of life, there is no intervention by the hand of power.

The main factor in determining which class you belong to is only your ability to work and the level of effort, and it has nothing to do with power. 2k reading web