More than an hour later, Li Hongyuan's voice came from the stage.

"It is said that raising children to prevent old age, but in today's era, raising children may not be able to prevent old age! Maybe the son has a baby after getting married, and the milk powder money for raising the baby has to be bought by the second elder with a pension! Is there a lot of this? ”

"Many! It's still very common! Some of the old men replied with a smile.

"So, can you rely on your children to support your old age?"

"It's unreliable!" Some old men replied with a smile.

"It's not that it's unreliable, it's unreliable! Children are busy with work, and the living habits of the elderly are different from those of young people! Let's live together! Trouble constantly! Let's not live together! Empty nesters again! So what kind of pension method is the best way to provide for the elderly? Li Hongyuan glanced at everyone in the audience.

"Institutional pension! Live in an apartment for the elderly! The old man replied.

"That's right! Where is the first choice for institutional pension? ”

"Bright pension!" The employees and some elderly people at the scene shouted in unison.

Li Hongyuan said with a smile: "That's right!" Bright pension, quality old age! You have to come! At the end of the lecture, I wish all the old people happiness like the long flowing water of the East China Sea, and longevity than the old pine of Nanshan. After Li Hongyuan finished speaking, thunderous applause rang out from the audience.

"Okay! Thank you! Next, hand over the stage to our hosts! After Li Hongyuan finished speaking, he bowed deeply.

"Thank you very much to Mr. Li for bringing such a wonderful lecture on the elderly! Mr. Li, please stay! Li Ming said as he walked towards the stage.

Zhao Jia followed: "Please ask Mr. Li to help draw our first prize!" ”

"Okay! Good! Li Hongyuan stood in the center of the stage with a smile.

Ouyang Jing walked towards Li Hongyuan with the lottery box, and Li Hongyuan drew an invitation letter from the lottery box.

Li Ming looked at Li Hongyuan, who was holding the invitation: "Who will win the first prize?" Please Mr. Li read the name aloud! ”

Li Hongyuan smiled and said, "Gu Jianhua! ”

Zhao Jia looked towards the venue, "As soon as I heard it, it felt like an uncle's name!" ”

Sure enough, an uncle in his fifties stood up in the center of the venue, smiling and waving.

Li Ming glanced at Gu Jianhua, "Okay! Congratulations to our Uncle Gu for winning the first prize in this event! Li Ming turned back and looked at Lin Su, who couldn't wait, "Please ask our staff to send the prize." ”

Zhao Jia looked at Li Hongyuan, who walked off the stage, and said with a smile: "Thank you very much to Mr. Li for bringing such a wonderful pension lecture!" Our event is coming to an end! If there is anything you don't understand about what our Mr. Li just said, you can ask the staff around you for consultation! ”

Li Ming: "This is the end of this event!" Our lunch will start at 12 noon, so please arrive at the restaurant in time! ”

He: "Finally, I wish you all happiness and good health, and a long life!" Thank you! The two bowed deeply.

The audience once again burst into warm applause.

Li Ming took the microphone handed over by Zhao Jia, came to the voice console and handed it to Xu Geng, took out the talk sheet from his purse and walked towards the place where Xiao was sitting.

"Boom! Wow! Li Ming shouted to the second elder with a smile.

"Huh! Little plums! Grandpa Xiao held the cane in one hand and beckoned to Li Ming with the other, ready to get up and stand up.

"Boom! How did it feel to visit our apartment today? Li Ming said as he helped Grandpa Xiao up.

"Yes! The environment is very good! I'll tell you! Today! I met an old friend in the courtyard! Grandpa Xiao said with slow steps.

"Huh? Is there such a thing? Li Ming pretended not to know, smiled, and looked at the second elder in surprise. Do you mean Tong Si Tai? ”

"yes? The old head of the former military district! I didn't expect to meet here! ”

Li Ming heard Li Hongyuan say that there was an old head of the military region surnamed Tong who lived in an apartment recently. "The second elder Tong has been living in our apartment for a while! He's also our Premium Member! ”

"He said! He invested 200,000! Every year, the welfare vouchers are enough for them to live for a few months! Grandma Li on the side said.

"That's right! Xiao Li, what should I do with the one with 200,000? Tell us about it later! Grandpa Xiao staggered with a cane.

When Li Ming heard that Grandpa Xiao took the initiative to ask for a membership card of 200,000 yuan, he was overjoyed. Li Mingqiang held back the joy in his heart and said, "Okay! Whoa! Let's go to the café over there and find a place to explain in detail! ”

Li Ming led the second elder to the tea house and sat down, and Li Ming took out a few pieces of A4 paper from the talk folder and put them on the coffee table. "Would you like something to drink?"

"No need! Xiao Li! Grandma Li said with a smile.

"Waiter! Two cups of Anhua black tea! Li Ming shouted to the waiter at the bar.

"Okay!"

Li Ming turned around and wrote a hundred thousand yuan on the paper, "After I make it clear, can you pay the money today?" Li Ming asked the second elder.

Grandpa Xiao glanced at Grandma Li and replied, "Your grandma said that she wants to return the money from Jixiang and then do it, I mean that it is better to choose a day than to hit the day, and then go to return Jixiang when the time comes!" Save yourself the hassle of running around! ”

Li Ming smiled: "That's good!" He looked at Grandma Li again and asked, "What do you mean, grandma?" ”

Grandma Li glanced at Grandpa Xiao: "That's it!" I handled it here today, and then I went to Jixiang to refund the money another day. ”

"Okay! For the 200,000 membership card, I will tell you about it in detail. 200,000! It is called to book the supreme pension service. What does that mean? It is the best pension service we have launched at present, and the 200,000 yuan is to book this pension service. The 200,000 yuan is to be returned to you for a period of three years, and after three years, the money will be returned to you. During the period, there are also welfare consumption vouchers for you, and welfare consumption vouchers worth 20,000 yuan will be given every year, which will also be given for three years, until the expiration of the contract period. Do you understand that? Li Ming asked.

"You can understand!" Grandma Li nodded and replied.

Grandpa Xiao smiled and said, "Little plum!" What I want to figure out is what makes your apartment profitable? You see, we spent 200,000 yuan to buy pension services, and we have to return them after three years, and there are 20,000 welfare consumption vouchers every year during this period. Where are your profits? ”

Li Ming faced this question asked by Grandpa Xiao, although he was a little surprised, but he also understood; After all, the profitability of the apartment has a lot to do with the return of the customer's principal. Li Ming also doubted the profitability of the apartment, and the money called by the customer was returned after three years, during which he had to pay interest (welfare consumption vouchers). So where is the profit point of the apartment? How do customers answer such questions? Li Ming was also troubled by this problem, until he learned that the apartment issued equity, and these problems were solved.

"Boom! That's a great question you asked! I have also thought hard about this problem, just a few days ago, when we Bright Pension was listed in the Shanghai Equity Custody Trading Center, I suddenly figured out this problem. Li Ming said neither humbly nor arrogantly.

Li Ming looked at Grandpa Xiao seriously and said: "It stands to reason that the money paid by the customer is not only returned to the customer, but also the interest (welfare consumption vouchers) is paid, which is a kind of financing and borrowing behavior. However, due to the particularity of pension services, in order to avoid many legal risks in this regard, we use the method of booking pension services to achieve the purpose of financing. ”

"You two elders know that now our country has suddenly entered an aging society, and the country and the people are facing unprecedented pressure to provide for the elderly. For the construction of the pension service system, our country is also feeling the stones to cross the river, although there are lessons from Japan's aging, there are also the United States and other countries and other countries pension service model as a reference, but after all, our China's national conditions and public conditions are different from these countries, can not be copied. ”

"Now the country for the construction of the pension service system and the development of the pension service industry, out. Taiwan has many relevant policy documents to support the development of the private pension service industry. The pension service industry is different from other traditional service industries, first of all, the pension service industry has a large investment, and it is necessary to take land, build houses, and support hardware and software service facilities; All of this requires a huge amount of money to support. There are grades, and large-scale pension apartments have to spend hundreds of millions, billions or even hundreds of millions of dollars to build at every turn. ”

"The second is that the pension service industry has a long return cycle, because the investment is large, the profit is not high, and the return cycle is naturally very long. This is also the reason why many capitals are reluctant to invest and banks are reluctant to lend to the pension service industry. ”

"The pension service industry is first faced with the problem of infrastructure funding, so how to solve this problem? After years of exploration by the pioneers of the pension service industry, there is a way to book pension services and apply for membership cards to accumulate funds for the construction of elderly apartments. Do you understand what I mean? Li Ming looked at Grandpa Xiao and Grandma Li earnestly.

"Hahahaha! I see! Little plums! Grandpa Xiao laughed and patted Li Ming's shoulder.

"Giving back to customers by booking pension services and giving away welfare vouchers is actually a disguised private lending behavior. However, due to the particularity of pension services, the target group is only a single group of the elderly, which not only solves the problem of construction funds for the elderly apartment, but also avoids some legal risks. ”

"I calculated, they handle a membership card of 200,000 yuan and give away 20,000 welfare consumption coupons every year, and the interest is one point!" Grandma Li looked at Li Ming and said.

"That's right! Wow! ”

"Then your apartment gives such a high interest, how can you guarantee that you can return the principal with interest to the customer?"

"That's a very good question! This question is a concern for every customer. This is also the question I want to focus on explaining to the second elder today. Li Ming glanced at the eyes of the second elder and said neither humbly nor arrogantly.

"You have just listened to our pension lecture, which said that we have been listed in the Shanghai Equity Custody and Trading Center, and become one of the first 106 companies listed in the Q version. And the quotation has come out, and the current official offer for the equity of Bright Pension is two yuan per share. The listing of Bright Pension means that Bright Pension will carry out capital operation! Use dilution of equity to obtain investment. This also means that Bright Pension has a considerable scale, otherwise it would be impossible to come out at a price of two yuan without shares so soon. ”

"Today, the two elders visited the apartment and saw it, our first phase of the hotel, apartment, villa, restaurant and other supporting facilities have come out, and hundreds of old people have moved into the apartment; The second phase of the project is also in full swing. ”